Credit Specialist

Posted 2 Hours Ago
Be an Early Applicant
Budapest, HUN
Hybrid
Junior
Fintech • Payments • Financial Services
We’re Teya - proud to serve small, local businesses with the financial tools they need to manage, grow, and thrive.
The Role

Hello. We’re Teya.

Teya was founded on a simple belief: local businesses deserve better.

They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business.

Teya exists to change that.

We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work.

We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand.

If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you

The Role

As we expand our financing proposition in Hungary, we are looking for a Credit Specialist who can engage eligible merchants, explain financing options clearly, and support them through the journey from first contact to handover and approval.

This is a sales-focused, customer-facing role for someone who is confident on the phone, motivated by commercial targets, and experienced in selling business financing or loan products. You should be comfortable understanding merchant needs, matching them to the right funding solution, and moving opportunities forward with pace and ownership.

What you will do

Contact eligible customers for Teya financing

  • Proactively contact merchants eligible for Teya financing, explain available financing options and key terms, and understand their business needs and funding requirements

Qualify and hand over financing leads

  • Assess customer interest and eligibility, collect and validate the necessary information and documentation, and hand over qualified leads to financing partners in a timely manner

Support clients through the risk and approval process

  • Guide customers through documentation and risk checks, coordinate with internal teams and external partners when needed, and keep merchants informed throughout the application process

Provide excellent customer support

  • Answer financing-related inquiries, manage customer expectations, escalate complex cases, and maintain accurate records in internal systems

Learn, grow, and support the team

  • Develop expertise in financing products and processes, contribute to knowledge sharing and process improvements, and support financing campaigns and other team initiatives

Your story

  • 2+ years of proven experience in a sales role focused on financing, lending, or loan products

  • University degree in Finance, Economics or similar field

  • Confidence in speaking with customers by phone and moving commercial conversations forward

  • A strong sales mindset, with the ability to identify customer needs, build interest, and convert qualified opportunities

  • Ability to explain financial products and key conditions in a clear, simple, and credible way

  • Good judgement when qualifying leads and handling sensitive customer conversations

  • High attention to detail and discipline in keeping systems and documentation up to date

  • Ability to work across internal teams and external partners in a structured and responsive way

  • A proactive, hands-on attitude and willingness to learn fast in a growing environment

  • Excellent communication skills in Hungarian and English

The Perks

  • Szép Card (gross 450.000 HUF yearly)

  • All You Can Move Sport Pass (XL)

  • Private health insurance

  • 3 extra mental health days yearly

  • 5 therapy or coaching session per year

  • Free monthly public transport passes or garage space at the office

  • Office snacks every day

  • Friendly, comfortable, and informal office environment in the heart of Buda

  • Possibility to work in an international environment with colleagues all around the world

Teya is proud to be an equal opportunity employer.

We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all.

If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

Skills Required

  • 2+ years of proven experience in a sales role focused on financing, lending, or loan products
  • University degree in Finance, Economics, or a similar field
  • Confidence speaking with customers by phone and moving commercial conversations forward
  • Strong sales mindset with the ability to identify customer needs, build interest, and convert qualified opportunities
  • Ability to explain financial products and key conditions clearly, simply, and credibly
  • Good judgment when qualifying leads and handling sensitive customer conversations
  • High attention to detail and discipline in maintaining accurate systems and documentation
  • Ability to work across internal teams and external partners in a structured and responsive manner
  • Proactive, hands-on attitude and willingness to learn quickly
  • Excellent communication skills in Hungarian and English

Teya Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Teya and has not been reviewed or approved by Teya.

  • Equity Value & Accessibility — Broad-based stock options (USSOP) are described as available from day one, giving employees an immediate ownership stake. This equity component sits alongside cash pay and role-specific incentives, especially in commercial teams.
  • Healthcare Strength — In core markets, private medical coverage and life insurance are offered, with wellbeing platforms such as Gympass/Wellhub also noted. These provisions are presented as meaningful pillars of the package where available.
  • Leave & Time Off Breadth — Approximately 25 days of annual leave plus bank/public holidays are outlined for certain locations, alongside a hybrid work model. These time‑off provisions are positioned as a notable part of the advertised package.

Teya Insights

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The Company
HQ: London
1,000 Employees
Year Founded: 2019

What We Do

At Teya, we believe small, local businesses are the heartbeat of every community. Teya was founded to help small, local businesses thrive. We exist to make business smoother, simpler, and more rewarding for the people who keep our communities alive. That means exceptional support, intuitive solutions, and
a team truly invested in our Members’ success.
 To us, they’re more than customers – they’re part of
a community built on trust and shared ambition. 
That’s why we proudly say: “Member since.” 
It’s our way of honouring every relationship and building a stronger, more connected future together.

Why Work With Us

We’re a fast-growing European fintech helping small, local businesses thrive. We value simplicity, teamwork, and impact. At Teya, you’ll join a diverse, passionate team where ideas matter, growth is encouraged, and every action helps real people and communities succeed, every single day.

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