Credit Sales Officer

· Generate leads and actively market the company's loan products to traders, SMEs, and business owners.

· Conduct field visits to identify and engage prospective borrowers.

· Explain loan products, eligibility requirements, repayment terms, and other relevant information to prospective customers.

· Build and maintain relationships with prospective and existing customers.

· Collect and review required customer documentation and ensure loan application forms are properly completed.

· Support customer verification and other pre-disbursement processes in line with company procedures.

· Follow up on loan applications from submission through approval and disbursement.

· Achieve assigned individual and team sales and disbursement targets.

· Maintain accurate records of leads, applications, customer interactions, and sales activities.

· Provide regular activity and performance reports to the Credit Team Lead or management.

· Collaborate with the Credit, Operations, and Recovery teams to support healthy portfolio performance.

· Stay informed about market conditions, customer needs, and competitor activities.

· Ensure all customer acquisition and sales activities comply with company policies and procedures.

· Bachelor's degree or equivalent qualification in any relevant discipline.

· Must have completed NYSC.

· Relevant experience in sales, business development, financial services, microfinance, lending, or a related field is an advantage.

· Strong sales, negotiation, persuasion, and customer relationship management skills.

· Ability to work independently and conduct field activities.

· Target-driven with a strong desire to achieve and exceed assigned targets.

· Good verbal and written communication skills.

· Proficiency in Microsoft Office and relevant business applications.

· Strong organizational and follow-up skills.

· High level of integrity, accountability, and attention to detail.

· Other applicable company benefits and incentives.