Credit Risk Review Associate
The Credit Risk Review Associate supports the Commercial Loan Review function by primarily performing loan level credit risk reviews on loans/leases within various commercial portfolios assessing the appropriateness of risk ratings, quality of underwriting, and adherence to stated policies and guidelines.
Key Responsibilities and Duties
- Evaluates credit risk of business activities and specific loan exposures to ensure compliance with related policies, procedures, limits, ratings, and guidelines.
- Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relation to credit risk profiles and trends.
- Collaborates within the team and broader organization to ensure consistency in processes, assumptions, definitions and methodologies.
- Supports Credit Risk Review documentation, reporting, or other departmental functional needs as directed.
Minimum Qualifications
- 2 years of experience in commercial loan reviews
- Prior knowledge and experience in commercial underwriting and/or credit analysis
Preferred Qualifications
- 3+ years of experience reviewing commercial loans for mid-large sized bank
- Previous experience underwriting C&I, CRE, and/or Equipment Finance/Leasing transactions
- Advanced data analysis skills
Educational Requirements
- University (Degree) Preferred
Physical Requirements
- Physical Requirements: Sedentary Work
Career Level
6IC
Posting end data - 6/12/26
Skills Required
- 2 years of experience in commercial loan reviews
- Prior knowledge and experience in commercial underwriting and/or credit analysis
- University degree
- 3+ years reviewing commercial loans for mid-large sized bank
- Experience underwriting C&I, CRE, and/or Equipment Finance/Leasing transactions
- Advanced data analysis skills
EverBank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about EverBank and has not been reviewed or approved by EverBank.
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Fair & Transparent Compensation — Pay is often positioned as fair-to-good, including being competitive for certain roles and local markets. Satisfaction appears stronger in specific teams where compensation aligns with expectations.
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Wellbeing & Lifestyle Benefits — Well-being extras are emphasized, including a Lifestyle Spending Account for eligible wellness expenses alongside wellness resources and an EAP. These features can increase perceived total rewards value beyond base pay.
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Retirement Support — Retirement support is framed around a 401(k) match up to 4% with additional insurance protections. The structure is described as competitive for a mid-size bank, even if not best-in-class.
EverBank Insights
What We Do
EverBank is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital account access for clients 24/7, in addition to phone banking services and a network of financial centers across Florida. EverBank’s commitment is to deliver our clients high-performing, high-yield solutions backed by exceptional service, giving them the advantage they expect, to make the most of their money.
