Do work that matters
Reporting to the Senior Manager, Originations Credit Strategy, you will lead complex analytical investigations to identify emerging risks, customer opportunities and strategy improvements, translating insights into changes that improve customer outcomes while maintaining strong risk performance. In this role, you will contribute to the evolution of automated business lending and the customer experience at scale.
See yourself in our team
Business Bank (BB) secures and enhances the financial wellbeing of people, businesses and communities, particularly CBA’s small and medium sized enterprise clients.
The Business Credit Risk Strategy team sits at the intersection of analytics, business, risk and technology. We are responsible for designing and optimising automated credit strategies that support lending decisions across the Business Bank customer lifecycle.
Our work directly influences who we lend to, how we lend and under what conditions. We combine deep analytical thinking with strong stakeholder engagement to deliver better outcomes for customers and the Group.
On any given day you will
Lead complex analytical investigations to identify emerging portfolio trends, assess strategy performance and uncover opportunities to improve customer and business outcomes.
Develop data-driven recommendations and influence stakeholders across Product, Technology, Line 1 and Line 2 Risk to deliver credit strategy enhancements.
Own the design, implementation and ongoing optimisation of automated business lending credit strategies.
Use hypothesis-led analytics to evaluate strategy performance, quantify opportunities and support strategic decision-making.
Ensure credit strategies operate within risk appetite and governance requirements through effective controls, monitoring and issue management.
Support senior leadership in regulatory, audit and risk engagements through clear analysis, reporting and stakeholder management.
Your experience looks like
3+ years in credit risk or similar experience (e.g. analytics).
Demonstrated experience developing, implementing or optimising credit risk strategies within a lending environment.
Proven ability to independently lead complex analytical investigations and translate insights into strategic recommendations.
Strong stakeholder management skills, across multiple teams and senior stakeholders.
Experience using data to solve complex business problems and drive measurable customer and business outcomes.
Strong analytical capability, including proficiency in at least one of SQL, Python, R or SAS.
Ability to operate autonomously, manage competing priorities and deliver high-quality outcomes in a fast-paced environment.
Tertiary qualifications in a quantitative discipline such as Economics, Statistics, Mathematics, Actuarial Studies, Finance, Engineering or Science.
At CommBank, we support our people with the flexibility to balance where work is done with at least half their time each month connecting in office. We also have many other flexible working options available including changing start and finish times, part-time arrangements and job share to name a few. Talk to us about how these arrangements might work in the role you’re interested in.
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.
Skills Required
- 3+ years in credit risk or similar experience (e.g. analytics).
- Experience developing, implementing or optimising credit risk strategies within a lending environment.
- Proven ability to independently lead complex analytical investigations and translate insights into strategic recommendations.
- Strong stakeholder management skills across multiple teams and senior stakeholders.
- Experience using data to solve complex business problems and drive measurable customer and business outcomes.
- Strong analytical capability, including proficiency in at least one of SQL, Python, R or SAS.
- Ability to operate autonomously, manage competing priorities and deliver high-quality outcomes in a fast-paced environment.
- Tertiary qualifications in a quantitative discipline such as Economics, Statistics, Mathematics, Actuarial Studies, Finance, Engineering or Science.
Commonwealth Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Commonwealth Bank and has not been reviewed or approved by Commonwealth Bank.
-
Leave & Time Off Breadth — The bank offers additional Life Leave, the option to purchase up to four extra weeks, pet leave, and paid volunteering leave alongside flexible-working options. Public materials indicate these leave features compare well within Australian banking.
-
Parental & Family Support — Permanent employees can access up to 18 weeks of paid parental leave, and superannuation is paid for up to 34 weeks of unpaid parental leave. These provisions extend support for new parents beyond standard settings.
-
Wellbeing & Lifestyle Benefits — Access includes CBHS Health Fund, Fitness Passport, a 24/7 wellbeing platform with telehealth, an Employee Assistance Program, and employer‑paid income protection for up to two years, alongside staff banking perks and share plans. This combination provides day‑to‑day value across health, protection, and financial perks.
Commonwealth Bank Insights
What We Do
Australia’s leading provider of financial services including retail, premium, business and institutional banking, funds management, superannuation, insurance, investment and sharebroking products and services. We are a business with more than 800,000 shareholders and over 52,000 employees. We offer a full range of financial services to help all Australians build and manage their finances.
