The Role
Evaluate credit applications, monitor credit exposure and payment patterns, support collections, prepare monthly credit reports, maintain credit documentation, and collaborate with cross-functional teams to manage credit risk and improve cash flow.
Summary Generated by Built In
Summary:
The Credit Analyst plays a vital role in safeguarding the organization’s financial health by assessing and managing credit risk across customer and supplier relationships. This position is ideal for a recent graduate or early-career professional with 0–2 years of experience, offering a hands-on opportunity to develop core competencies in credit evaluation, risk monitoring, and financial reporting. Responsible for reviewing credit applications, tracking repayment behavior, and supporting collections efforts, the Credit Analyst ensures compliance with credit policies while contributing to improved cash flow and reduced exposure. By delivering timely, data-driven insights through regular reporting, the role supports strategic financial decisions and strengthens long-term business sustainability. Reporting to the Accounts Officer, this position is integral to maintaining operational efficiency, fostering strong stakeholder relationships, and driving continuous improvement in credit management practices.
Responsibilities:
- Review and evaluate credit applications for new and existing clients, providing well-reasoned recommendations based on risk assessment.
- Monitor credit exposure and payment patterns to proactively identify and escalate potential risks.
- Assist in the development and refinement of credit policies to align with business goals and regulatory standards.
- Collaborate with sales, operations, and finance teams to balance customer service with effective risk control.
- Track overdue accounts and coordinate follow-up actions to ensure timely resolution and collections.
- Prepare and deliver monthly credit reports highlighting key metrics, trends, and actionable insights.
- Maintain accurate, up-to-date records of all credit-related activities and documentation.
Skills Required
- 0-2 years of relevant experience (recent graduate or early-career)
- Ability to assess credit applications and provide risk-based recommendations
- Monitor credit exposure and payment behavior to identify and escalate risks
- Support collections efforts and track overdue accounts to resolution
- Prepare monthly credit reports highlighting metrics, trends, and insights
- Maintain accurate, up-to-date records and credit-related documentation
- Collaborate with sales, operations, and finance teams to balance service and risk control
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The Company
What We Do
Jobberman is Nigeria's leading career development and recruitment solutions company, focusing on connecting qualified job seekers with verified employers. Headquartered in Lagos, Nigeria, the company operates as an online job marketplace and career portal. It provides comprehensive online career development support, training services, and personalized HR solutions designed to empower job seekers and assist employers in finding the right talent.
