Credit Officer II – Global Infrastructure Credit

Posted One Month Ago
Be an Early Applicant
3 Locations
In-Office
163K-300K Annually
Expert/Leader
Big Data • Fintech • Mobile • Payments • Financial Services • Data Privacy
The Role
Manages global infrastructure credit relationships and products, including project finance, tax equity, and corporate lending transactions. Leads underwriting, financial modeling, loan structuring, documentation, credit approvals, portfolio monitoring, and risk management. Partners with relationship managers, legal teams, sales, operations, treasury, and risk stakeholders. Supports loan growth while maintaining asset quality and regulatory compliance, serves as an escalation point for complex transactions, and mentors junior associates.
Summary Generated by Built In

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for managing clients and related credit products, partnering closely with relationship management, sales/trading, treasury management, operations and risk teams to support the client relationship. Key responsibilities include underwriting, monitoring, managing operational needs and/or client requests. Job expectations include credit-focused client management responsibilities, independent thought leadership, strong leadership skills, the ability to provide feedback to less experienced teammates and may also manage a team.

Embedded across the bank’s eight lines of business, the Global Infrastructure Credit team reflects the bank’s initiative to fuel the global economy, build trust and credibility with communities, and represents a company that people want to work for, invest in, and do business with. The Global Infrastructure Credit team supports the continued growth in sustainable and infrastructure finance and further deliver on Bank of America’s Critical Infrastructure Finance Initiative. The Global Infrastructure Credit Team covers transactions for Project Finance, Tax Equity and Corporate Lending through involvement in the origination and underwriting of transactions.

Responsibilities:

  • Partners with relationship management and product partners to assess clients’ credit needs and create solutions
  • Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
  • Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
  • Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
  • Drives the growth of funded loans and revenue while mitigating risks, maintaining asset quality and adhering to regulatory requirements
  • Serves as an escalation point for complex credit transactions
  • Mentors and supports associates
  • Lead the underwriting and documentation of project finance and other credit facilities, ensuring alignment with client needs and the bank’s risk/return objectives
  • Lead the financial modeling, loan structure, industry, economic, and other analyses to support the loan decision-making process
  • Conduct research and develop comprehensive credit approval packages, including written transaction justification and supporting documentation

Required Qualifications:

  • 10 + years of experience in commercial banking or finance industry with significant credit, tax equity, infrastructure/energy project finance experience, and data center financings

Desired Qualifications:

  • Master’s Degree (MBA). Engineering, mathematics or other technical degrees will be considered with an MBA
  • Strong understanding of financial models and analysis
  • Extensive experience in analysis and management of highly complex, project-oriented transactions (tax equity and debt), including problem solving. Demonstrated aptitude for reviewing, understanding and interpreting associated transaction documents and project contracts.
  • Strong credit and risk analysis skills, including experience in commercial and large corporate credit analysis.
  • Ability to work efficiently and productively on several transactions or tasks at one time.
  • Ability to interact effectively with internal and external clients and partners.  Experience mentoring junior associates.
  • Clear and articulate oral and written communication skills.
  • Formal credit training program at financial institution

Skills:

  • Business Acumen
  • Coaching
  • Decision Making
  • Hiring and Onboarding
  • Loan Structuring
  • Collaboration
  • Credit Documentation Requirements
  • Oral Communications
  • Risk Management
  • Written Communications
  • Change Management
  • Client Solutions Advisory
  • Executive Presence
  • Organizational Effectiveness
  • Underwriting

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Pay Transparency details

US - MA - Boston - 100 Federal St - 100 Federal St Lp (MA5100), US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

Pay and benefits information

Pay range$162,500.00 - $300,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Skills Required

  • 10+ years of experience in commercial banking or the finance industry
  • Significant credit experience
  • Tax equity experience
  • Infrastructure or energy project finance experience
  • Data center financing experience
  • Master’s degree, preferably an MBA
  • Engineering, mathematics, or another technical degree combined with an MBA may be considered
  • Strong understanding of financial models and analysis
  • Experience analyzing and managing complex project-oriented tax equity and debt transactions
  • Ability to review, understand, and interpret transaction documents and project contracts
  • Strong credit and risk analysis skills, including commercial and large corporate credit analysis
  • Ability to manage multiple transactions or tasks concurrently
  • Ability to interact effectively with internal and external clients and partners
  • Experience mentoring junior associates
  • Clear oral and written communication skills
  • Formal credit training program at a financial institution

Bank of America Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Bank of America and has not been reviewed or approved by Bank of America.

  • Healthcare Strength — Health coverage is described as comprehensive, including medical, dental, and vision plans along with mental health resources, EAP support, and virtual care options. These offerings indicate breadth across preventive care, counseling, and convenient access channels.
  • Retirement Support — Retirement benefits include up to a 5% 401(k) company match plus an additional 2% or 3% annual company contribution based on years of service. This structure signals meaningful long-term savings support beyond standard matching.
  • Parental & Family Support — Family support features 26 weeks of parental leave, with 16 weeks fully paid for eligible employees, plus programs for fertility, adoption, surrogacy, childcare, and backup care. These resources emphasize support across family-building and caregiving needs.

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The Company
HQ: Charlotte, NC
208,000 Employees
Year Founded: 1784

What We Do

We make financial lives better for our clients and our communities through the power of every connection. Our employees are at the heart of this purpose, and are key to driving responsible growth. Every day, across the globe, our employees bring a commitment to our purpose and to driving responsible growth by living our values: deliver together, act responsibly, realize the power of our people and trust the team. A key aspect of driving responsible growth is doing so in a sustainable manner, a critical pillar of which is being a great place to work for our teammates.

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