This position will be responsible for supporting the Credit Legal team in ensuring the legality and compliance of credit and collateral documentation. The candidate is expected to have solid experience in banking credit, credit underwriting, and collateral binding. Key responsibilities include reviewing and validating legal and collateral documents, drafting credit and collateral binding agreements, and ensuring all processes comply with applicable regulations to minimize legal risks for the company.
Responsibilities:
Review and verify the completeness, validity, and authenticity of credit application documents and collateral documents.
Prepare and review credit agreements, collateral binding agreements, notarial deeds, and other legal documents related to credit facilities and collateral binding.
Ensure that credit and collateral binding processes comply with applicable laws and regulations, Bank Indonesia regulations, OJK (Financial Services Authority) regulations, and Bank internal policies.
Provide legal opinions and recommendations related to credit documentation and collateral matters.
Coordinate with business units, Credit Operations, notaries, and other relevant parties to ensure the smooth and proper execution of credit and collateral binding processes.
Requirements:
Minimum Bachelor’s degree (S1) in Law from a reputable university.
Minimum 2 years of experience in credit legal, credit administration, or a related field. Experience in banking or financial services is highly preferred.
Good understanding of civil law, collateral law, credit documentation, and applicable financial services regulations.
Proficient in drafting and reviewing legal agreements and contracts.
Strong sense of responsibility, attention to detail, and ability to work under tight deadlines in a dynamic, fast-paced environment.
Able to work independently and collaboratively, with high integrity, commitment, and the ability to maintain confidentiality.
Good interpersonal, negotiation, analytical, and communication skills.
Good command of English, both written and verbal.
Skills Required
- Bachelor’s degree in Law from a reputable university
- At least 2 years of experience in credit legal, credit administration, or a related field
- Experience in banking or financial services
- Understanding of civil law, collateral law, credit documentation, and applicable financial services regulations
- Proficiency in drafting and reviewing legal agreements and contracts
- Strong responsibility, attention to detail, and ability to work under tight deadlines
- Ability to work independently and collaboratively while maintaining confidentiality and integrity
- Interpersonal, negotiation, analytical, and communication skills
- Good written and verbal English proficiency
What We Do
Amar Bank is transforming banking for the digital era since 2014. We're all about supporting small businesses and those who don't have access to conventional banks. Our AI and cloud technology hooks you up with personalized ways to save, pay, and handle your finances. Meet our star player: Tunaiku! As of 2023, Tunaiku has served more than 14 million loan applicants, enabling those who are in need to access over IDR 9 trillion loans. At Amar Bank, we aim to make a meaningful impact on the lives of our customers. Get ready to level up with our epic innovations! PT Bank Amar Indonesia Tbk is a participant in LPS guarantee, licensed and supervised by OJK.
