Credit Analyst

Job Title: Credit Analyst/ Admin 

Employment Type: Full Time, 40 hours/week 

Reports to: Credit and Collections Director 

FLSA Status: Salary Exempt 

Who We Are 

LIFE SURGE is a leading company in the industry of faith-based live events and financial education programs. One of the fastest growing organizations in the country, LIFE SURGE exists to inspire, transform and equip people to build their personal impact in ways that glorify God. By annually producing 20+ events and providing financial education to thousands around the nation, we do just that.

We are a team of experienced professionals who are passionate about helping people learn, grow, and connect so they may live more enriched lives. Our culture is one where we celebrate one another, individually and as a team. We look to acknowledge and reward our star performers. Let your light shine in our company!

Opportunity 

The Credit Analyst/ Admin plays a pivotal role in evaluating the creditworthiness of current and potential borrowers. This person will also assist in the administrative tasks crucial to the efficient functioning of the department or organization. This position requires a meticulous individual with strong analytical skills, attention to detail, and the ability to multitask effectively. 

Responsibilities 

• Assess the creditworthiness of individuals or businesses applying for loans or credit lines. 

• Analyze financial data such as income statements, balance sheets, and cash flow statements to determine risk levels. 

• Evaluate credit reports, credit scores, and other relevant information to make informed decisions. 

• Prepare comprehensive credit reports and recommendations for loan approvals or rejections. 

• Collaborate with team members to gather necessary information for credit analysis, identify potential risks, and recommend risk mitigation strategies. 

• Communicate credit decisions to relevant parties in a clear and timely manner. 

• Provide support and guidance to colleagues on credit-related matters when needed. 

• Manage and maintain accurate documentation of loan applications, approvals, and denials. 

• Coordinate communication between internal and external stakeholders and streamline administrative processes to improve efficiency and productivity. 

• Ensure compliance with regulatory requirements and internal policies. 

• Participate in training sessions or professional development activities to stay updated on industry trends, regulatory changes, and best practices in credit analysis 

• Proactively suggest improvements to policies, procedures, and systems to optimize credit evaluation processes. 

Qualifications 

• Bachelor's degree in finance, accounting, economics, or a related field. 

• Proven experience in credit analysis or financial analysis. 

• Strong understanding of financial statements, ratios, and credit risk assessment techniques. 

• Proficiency in Microsoft Office Suite and financial analysis software. 

• Excellent organizational and time management skills. 

• Effective communication and interpersonal abilities. 

• Ability to work independently and as part of a team. 

• Attention to detail and accuracy in data analysis and reporting. 

Job Benefits 

• Health, Dental, Vision, Life, Holiday and Paid Time Off. 

• Non-corporate, casual, entrepreneurial, comfortable, fun, and proactive work environment.

• High-level performers, disciplined, and self-motivated people will do VERY WELL in this environment. 

LIFE SURGE is an Equal Opportunity Employer. We value diversity and seek to empower each individual while supporting the many perspectives, skills, and experiences within our workforce. All employment is decided based on qualifications, merit, and business needs.