Description
Credit Analyst Benefit Highlights
- Hybrid work schedule
- Paid vacation, personal, sick, holiday, volunteer & birthday time off
- 401(k) with 6% match and 4% profit-sharing contribution
- Vision, dental, and top-notch health insurance
- HSA, Flexible spending plans, life insurance, short-term/long-term disability coverage
Location: Kalamazoo, MI (Main Office)
About The Role
As a Commercial Credit Analyst, you'll play a key role in evaluating financial data and supporting loan officers in assessing the creditworthiness of business members. You’ll be part of a collaborative team working to positively impact and strengthen member businesses. This position offers the opportunity to develop your analytical skills, contribute to portfolio risk management, and grow professionally.
Where You’re Headed
Start with Arbor as a Commercial Credit Analyst and grow right where you are – Credit Analyst II growth track promotions possible (with pay increase). Credit Analysts gain valuable experience that can open the door to next-level roles, including a Commercial Loan Officer, or positions within Consumer or Mortgage Lending.
What You’ll Do
- Analyze financial statements and credit data to assess risk and support commercial lending decisions
- Partner with loan officers to evaluate borrower creditworthiness and mitigate potential risks
- Prepare and maintain credit files and loan documentation throughout the application process
- Assist in creating loan presentations and reports for internal committees
- Support portfolio management through annual reviews, due diligence, and risk rating updates
- Communicate with borrowers and their advisors to gather financial information and clarify credit matters
- Ensure compliance with lending policies and regulatory requirements to protect the credit union’s interests
Is This You?
- Bachelor’s Degree in Business (Accounting, Economics, or Finance preferred) or equivalent experience
- Strong competency in basic computer operations and Microsoft Office
- Strong communication and grammar skills (written and oral)
- Ability to effectively manage multiple tasks and priorities
- Positivity, team focus, and professionalism in conduct, communication, and appearance
- Ability to be bonded
- Some local travel to business or member sites as needed
- Preferred But Not Required: Underwriting experience
Why Join Arbor?
For over 90 years, Arbor Financial Credit Union has helped members and employees thrive. We’ve built a workplace grounded in our core values: Work Together, Do the Right Thing, Be Creative, and Have Fun. Here, you’ll enjoy meaningful work, growth opportunities, caring teams, and great benefits. Visit our website to discover what makes us exceptional and apply in minutes: www.arborfcu.org/careers.
Skills Required
- Bachelor's degree in Business, preferably Accounting, Economics, or Finance, or equivalent experience
- Strong competency in basic computer operations and Microsoft Office
- Strong written and oral communication and grammar skills
- Ability to manage multiple tasks and priorities effectively
- Professional conduct, communication, and appearance
- Ability to be bonded
- Some local travel to business or member sites as needed
- Underwriting experience
What We Do
Arbor Financial Credit Union is a not-for-profit, member-owned financial cooperative serving families and businesses across West and Southwest Michigan. Founded as the Kalamazoo School Employees Credit Union, it now offers banking and lending products including checking, savings, mortgages, auto loans, and small-business loans. The organization focuses on helping members improve their financial well-being while reinvesting in the communities it serves.
