Credit Analyst

Posted 2 Days Ago
Be an Early Applicant
Alexandria, MN, USA
In-Office
43K-59K Annually
Entry level
Fintech • Professional Services • Financial Services
The Role
Evaluate customer credit applications, compile credit files, make timely credit decisions and recommendations, service salespeople and customers, verify lease documentation, and support credit standards and team communication.
Summary Generated by Built In

Description

Job Title: Level 1 Credit Analyst

Department: Credit

Reports to: Credit Manager

Base Pay Scale: $43,125 - $59,000

Summary: 

Geneva Capital LLC is a dynamic national equipment finance company. We remain focused on long-term growth, providing professional opportunities and promoting teamwork. We are looking to add a hardworking and highly motivated individual to our Operations Team. 

Duties and Responsibilities:

Credit Responsibilities 

  • Compile customer credit files for assigned sales rep/analyst pairing
  • Analyze applications for credit worthiness while making credit decisions in a timely manner
  • Follow up on credit applications and related application materials
  • Daily interaction and servicing of in-house salespeople and of customer requests
  • Establish relationships with Geneva Capital’s customers
  • Provide credit write-ups and recommendations with detailed justification of decision
  • Communicate regularly with customers, salespeople, and all team members. 
  • Handle leasing or lease structure questions
  • The periodic review of company credit standards

Documentation Responsibilities 

  • Identify appropriate lease documentation needed to secure Geneva Capital’s position, including verifying contract structure for specific transactions and discussing documentation when needed

Other Business Responsibilities

  • Perform various other duties as assigned
  • 2-4 days per year worked outside of normal business hours 

Required Skills and Qualifications:

  • Excellent verbal and written communication skills
  • Excellent customer service skills
  • Excellent attention to detail and organizational skills
  • Ability to prioritize and manage multiple tasks
  • Proficient in Microsoft applications

Preferred Skills and Qualifications:

  • Post-secondary degree in Business
  • Experience working in Salesforce

Physical Demands:

  • Prolonged periods sitting/standing at a desk and working on a computer

Supervisor Responsibilities:

  • This job has no supervisory responsibilities

Benefits:

  • Comprehensive Health, Vision, Dental and Life Insurance
  • Generous 401(k) Match and Profit-Sharing opportunities
  • Performance based Gain Sharing and Annual Bonus Potential
  • Employee Wellness Program
AA/EEO/Vet/Military

Skills Required

  • Excellent verbal and written communication skills
  • Excellent customer service skills
  • Excellent attention to detail and organizational skills
  • Ability to prioritize and manage multiple tasks
  • Proficient in Microsoft applications
  • Post-secondary degree in Business
  • Experience working in Salesforce
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The Company
Year Founded: 2000

What We Do

Geneva Capital is a full-service provider of equipment financing, offering competitive and creative solutions to help businesses succeed.

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