Credit Analyst Intern
Position Title: Credit Analyst Intern
Reports To: Credit Manager
Position Hours: Schedule can be flexible based on the applicant's schedule
Opportunities and Experiences: The Credit Analyst Intern will be provided an opportunity to gain an understanding of the function of the Bank’s Commercial Credit Department. The intern will gain experience in several aspects of credit with an emphasis on financial spreading. Additionally, the intern will get an opportunity to learn about the process of commercial loans from beginning to end. The duties assigned to the intern are intended to enhance the intern’s understanding of financial analysis and allow application of classroom knowledge in a professional setting.
Responsibilities:
- Prepare financial spreads, based on analysis of tax returns, management and reviewed financial statements.
- Perform tasks related to annual loan reviews
- Complete monthly reporting tasks.
- Assume additional duties as assigned.
Qualifications:
Education
- In process of receiving a Bachelor's Degree in Accounting or Finance, or has obtained a Bachelor's Degree in Accounting or Finance.
Skills
- Strong written and verbal communication skills.
- Experience and up-to-date skills using Microsoft Office software (Word, Excel)
- Good time management and organizational skills
- Strong teamwork skills
- Ability to read to gain understanding
- Ability to work independently
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- Strong written and verbal communication skills
- Experience and up-to-date skills using Microsoft Office software (Word, Excel)
- Good time management and organizational skills
- Strong teamwork skills
- Ability to read to gain understanding
- Ability to work independently
What We Do
Isabella Bank Corporation is a financial services holding company offering a wide array of financial products and services in mid-Michigan. Its banking subsidiary, Isabella Bank, offers banking services through 31 locations, 24-hour banking services locally and nationally through shared automatic teller machines, online banking, and direct deposits to businesses, institutions, and individuals. Lending services offered include commercial real estate loans and lines of credit, agricultural loans, residential real estate loans, consumer loans, and credit cards. Deposit services include interest and noninterest bearing checking accounts, savings accounts, money market accounts, and certificates of deposit. Other related financial products include trust services, safe deposit box rentals, credit life insurance, and brokerage products through Raymond James Financial Services. Active competition, principally from other commercial banks, savings banks and credit unions, exists in all of the Bank’s principal markets. The Corporation’s results of operations can be significantly affected by changes in interest rates or changes in the local economic environment.
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