Credit Analyst II-Global Infrastructure Credit

Posted Yesterday
Be an Early Applicant
2 Locations
In-Office
90K-182K Annually
Junior
Big Data • Fintech • Mobile • Payments • Financial Services • Data Privacy
The Role
Supports credit underwriting and monitoring for moderately complex corporate and infrastructure clients. Analyzes financial statements, projections, collateral, covenant compliance, legal documentation, and industry data to assess creditworthiness and risk. Reviews client requests for policy compliance, supports portfolio reviews, participates in loan structuring and documentation, and contributes to diligence, approval recommendations, and funding activities under manager oversight.
Summary Generated by Built In

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for supporting credit underwriting and monitoring for moderately complex client relationships. Key responsibilities include completing and reviewing credit analysis, evaluating risks, and preparing financial analysis using advanced tools and systems. Job expectations include assessing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite.


Responsibilities:

  • Analyzes client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthiness
  • Completes monitoring activities via analysis of clients’ financial performance and collateral evaluation to ensure appropriate requirements are met
  • Listens in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performance
  • Reviews completed client requests to ensure compliance with policy and procedures
  • Understands how credit data is used internally and provided to regulatory partners
  • Assists with periodic portfolio reviews
  • Participates in loan structure conversations and completion of loan documentation

Required Qualifications:


  • 2+ years of experience in banking or finance industry in corporate credit, tax equity, project finance and/or renewable energy.
  • Ability to review, understand and interpret legal documentation of complex transactions and their impact on credit exposure.
  • Ability to work efficiently and productively on multiple transactions or tasks at one time.
  • Ability to lead diligence efforts, make approval recommendations, and execute timely funding with manager oversight and feedback.
  • ​Computer skills: proficient in Excel, Word and PowerPoint

Desired Qualification:


  • Bachelor's Degree in Finance, Accounting or related major.

Skills:

  • Analytical Thinking
  • Financial Analysis
  • Financial Forecasting and Modeling
  • Profitability Analysis
  • Research Analysis
  • Attention to Detail
  • Business Acumen
  • Credit and Risk Assessment
  • Underwriting
  • Written Communications
  • Collaboration
  • Critical Thinking
  • Portfolio Analysis
  • Prioritization
  • Technical Documentation

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Pay Transparency details

US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

Pay and benefits information

Pay range$90,000.00 - $182,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Skills Required

  • 2+ years of experience in banking or finance, including corporate credit, tax equity, project finance, and/or renewable energy
  • Ability to review, understand, and interpret legal documentation for complex transactions and assess its impact on credit exposure
  • Ability to manage multiple transactions or tasks efficiently and productively
  • Ability to lead diligence efforts, make approval recommendations, and execute timely funding with manager oversight and feedback
  • Proficiency in Excel, Word, and PowerPoint
  • Bachelor's degree in Finance, Accounting, or a related major

Bank of America Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Bank of America and has not been reviewed or approved by Bank of America.

  • Healthcare Strength — Health coverage is described as comprehensive, including medical, dental, and vision plans along with mental health resources, EAP support, and virtual care options. These offerings indicate breadth across preventive care, counseling, and convenient access channels.
  • Retirement Support — Retirement benefits include up to a 5% 401(k) company match plus an additional 2% or 3% annual company contribution based on years of service. This structure signals meaningful long-term savings support beyond standard matching.
  • Parental & Family Support — Family support features 26 weeks of parental leave, with 16 weeks fully paid for eligible employees, plus programs for fertility, adoption, surrogacy, childcare, and backup care. These resources emphasize support across family-building and caregiving needs.

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The Company
HQ: Charlotte, NC
208,000 Employees
Year Founded: 1784

What We Do

We make financial lives better for our clients and our communities through the power of every connection. Our employees are at the heart of this purpose, and are key to driving responsible growth. Every day, across the globe, our employees bring a commitment to our purpose and to driving responsible growth by living our values: deliver together, act responsibly, realize the power of our people and trust the team. A key aspect of driving responsible growth is doing so in a sustainable manner, a critical pillar of which is being a great place to work for our teammates.

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