Location:
Harrisburg or York, PA, or mutually agreed upon location
Position Summary:
Assist loan officers in connection with financial analyses of all types of credit information; develop and analyze all types of credit information pertaining to commercial loans; prepare credit reports; furnish information relative to credit inquiries; provide other assistance to loan officers as requested.
Qualifications:
Bachelor’s degree in Business, Finance, or Accounting; equivalent work experience will be considered in lieu of a degree.
Recent college graduate or minimum one (1) year of experience in spreading and analyzing financial statements (business & personal); working knowledge of Credit Department practices and procedures.
Proficient reading, verbal and written communication, mathematical, computer, and interpersonal relations skills; solid working knowledge of current lending, loan review and banking regulations; proficiency in analyzing and interpreting financial statements; strong working knowledge of spreadsheet and database software.
Essential Duties:
Develop credit information, from various sources, for use by loan officers and approval authorities in evaluating creditworthiness of new and existing borrowers; prepare financial spreadsheets and compile supporting financial information; analyze financial information and related credit information to determine creditworthiness of borrower; may make recommendations to appropriate personnel on the granting or denying of loans; prepare sufficient information to document recommendations; provide thorough documentation of financial analysis work, including ratios and other related information; ensure credit analysis activities are conducted in accordance with prescribed lending policy.
Prepare commercial loan presentations for appropriate approval authority; ensure that up-to-date financial statements, accounts receivables agings, and other required items are current and on file.
Benefits:
At Orrstown Bank, our employees are our most valuable asset. Our benefits package is designed to help our team achieve work/life balance, maintain a healthy lifestyle, and plan for the future.
- Medical insurance
- Dental insurance
- Vision insurance
- Long-term disability
- Short-term disability
- Employee, spouse and dependent life and AD&D insurance
- Flexible spending account
- Dependent care spending account
- Employee stock purchase plan
- 401(k)/profit-sharing program
- Paid time off
- Paid holidays
- Paid parental leave
- Employee service recognition
Skills Required
- Bachelor's degree in Business, Finance, or Accounting, or equivalent work experience
- Recent college graduate or at least one year of experience spreading and analyzing business and personal financial statements
- Working knowledge of Credit Department practices and procedures
- Proficiency in reading, verbal and written communication, mathematical, computer, and interpersonal relations skills
- Working knowledge of current lending, loan review, and banking regulations
- Proficiency in analyzing and interpreting financial statements
- Strong working knowledge of spreadsheet and database software
What We Do
Global trade finance.
