Credit Analyst I

Posted 10 Days Ago
Be an Early Applicant
28658, Newton, NC, USA
In-Office
Junior
Insurance • Financial Services
The Role
Analyzes commercial credit information for diverse loan types, assists with management reporting, and maintains commercial credit files for external review. Evaluates loan documentation, underwriting issues, financial statements, and tax returns while applying bank credit policies and regulations. The role also involves communication with customers, coworkers, attorneys, and other bank personnel.
Summary Generated by Built In

Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management.  Assists in the preparation and maintenance of commercial credit files for external loan review.

 

Qualifications

Required Education/Knowledge:

  • Bachelor’s Degree from an accredited four-year university
  • Knowledge of bank credit policy and procedures
  • Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
  • Understanding of credit underwriting issues associated with a wide variety of business

 

Preferred Education/Knowledge:

  • Knowledge of other areas of bank operations

 

Required Experience:

  • 0 to 2 years’ experience in a lending environment of a financial institution
  • Previous loan documentation and underwriting experience

 

Preferred Experience:

  • Previous loan documentation and underwriting experience

 

Required Skills: 

  • Proficiency with PC including Word and Excel
  • Calculator skills
  • Well-developed communication skills
  • Ability to deal with customers, co-workers and attorneys
  • Ability to spread and analyze financial statements and tax returns (beneficial)

Skills Required

  • Bachelor's degree from an accredited four-year university
  • Knowledge of bank credit policies and procedures
  • Knowledge of commercial loan documentation requirements, regulations, and bank policy
  • Understanding of credit underwriting issues for a wide variety of businesses
  • Knowledge of other areas of bank operations
  • 0 to 2 years of experience in a lending environment at a financial institution
  • Previous loan documentation and underwriting experience
  • Proficiency with a PC, Microsoft Word, and Microsoft Excel
  • Calculator skills
  • Well-developed communication skills
  • Ability to work with customers, coworkers, and attorneys
  • Ability to spread and analyze financial statements and tax returns
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The Company
Year Founded: 1902

What We Do

Peoples Bancorp Inc. (Nasdaq: PEBO) is a diversified financial services holding company that provides a complete line of banking, trust and investment, insurance, premium financing and equipment leasing solutions through its subsidiaries. Headquartered in Marietta, Ohio since 1902, the company has established a heritage of financial stability, growth and community impact, with a vision to be the Best Community Bank in America.

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