About Wayflyer
Today's small businesses need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer.
Our technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. To date, we've deployed over $6bn to thousands of businesses worldwide, backed by Tier 1 banks like J.P. Morgan.
You'll be collaborating with ambitious colleagues from around the world. We have offices in Dublin, London, New York, Charlotte, Berlin and Sydney.
The challenge
Our German market is growing and deal volume is growing with it. We need an analyst who can decide which businesses we fund, turning incomplete information into a clear fund or no-fund call. Some of that information will come from reps and customers.
What you'll actually do
Analyse financial and non-financial data on new and existing customers, and quantify the risks of running and funding an eCommerce business
Own the day-to-day relationship with our German-speaking sales and CS rep
Lead calls with German customers, acting as their trusted point of contact
Shadow customer calls at first, then lead them
Assess and structure loan opportunities across small, mid-market and enterprise deals, working with sales and operations
Present your fund or no-fund recommendation, with amount and payback terms, to managers and directors in our approval meetings, and work with the data and engineering teams on how their projects affect credit risk
What this role could turn into
This is a growing market and you’ll grow with it. You’ll start by owning relationships with our German-speaking reps and shadowing customer calls. From there, this role can lead to:
Senior Credit Analyst for the German market, handling escalations and leading customer calls and complex deals
Mentoring and coaching new Analysts as the German underwriting team grows, and shaping how we underwrite the market
Portfolio management or wider credit risk, with direct exposure to senior leaders through our approval meetings
Who thrives here
You’re curious, high-agency and entrepreneurial. Maybe you’ve run a side business, started a run club or led a university society. You think in first principles, can simplify complex problems, and balance risk with growth. You’re articulate, detail-oriented and a self-starter. You’ll probably end up doing things that aren’t in this job description. That’s not a warning - it’s the point.
We hire for range
Fluent/Native German and English is required (note: these will be tested as part of the interview process)
1-2 years in finance, auditing or a related field, or you’re a strong grad. A finance background isn’t essential
Comfortable with Excel, Word and PowerPoint. SQL or Python is a plus
Experience managing external customer relationships, or underwriting in the German market, is a bonus. CFA is welcome, not expected
Location and working policy
📍Berlin, Dublin or London. You’ll be in the office 4 days a week for your first 6 months, then it becomes flexible under our standard hybrid policy.
The good stuff
25 days off, plus public holidays. Private healthcare, life insurance, and a pension. Equity - because you should own a piece of what you're building. Generous parental leave for primary and secondary caregivers. 60 days a year to work abroad from wherever you want.
By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. To learn more about how we handle your personal data, you can contact our privacy team at [email protected] or review our privacy notice at https://wayflyer.com/privacy-notice.
Skills Required
- Fluent or native German and English
- 1–2 years of experience in finance, auditing, or a related field, or strong graduate-level qualifications
- Comfortable using Excel, Word, and PowerPoint
- Ability to analyze financial and non-financial data and assess credit risk
- Ability to manage customer and external stakeholder relationships
- Experience underwriting in the German market
- SQL or Python experience
- CFA qualification
- Willingness to work in the Berlin, Dublin, or London office four days per week initially
Wayflyer Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Wayflyer and has not been reviewed or approved by Wayflyer.
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Affordable Benefits — Healthcare costs to employees in the U.S. are described as low to no cost, with company-covered medical, dental, and vision noted. This suggests benefits that keep employee out-of-pocket expenses minimal.
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Leave & Time Off Breadth — Company materials highlight 25 holidays per year plus public holidays, alongside generous PTO, sick leave, and bereavement leave. This breadth supports time away needs across vacation and health-related scenarios.
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Equity Value & Accessibility — Equity/stock options and performance bonuses are listed on the careers and benefits pages, with share options marked as employer-verified. This points to accessible ownership opportunities as part of total rewards.
Wayflyer Insights
What We Do
Today's small businesses need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. Our technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. To date, we've deployed over $6bn to thousands of businesses worldwide, backed by Tier 1 banks like J.P. Morgan.
Why Work With Us
We thrive on high agency: the bias for action that turns obstacles into paths forward. It's the hallmark of a Wayflyer employee. However, being high agency doesn't mean going it alone. We value people who take extreme ownership of results while remaining collaborative, curious, and kind.
