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Above Lending is a next-generation consumer lender. We help our clients achieve their financial aspirations.
The Role
Provide strategic legal guidance in consumer lending, ensure regulatory compliance, draft contracts, and manage litigation while advising senior leadership.
Summary Generated by Built In
Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.
We are looking for an experienced and business-minded Corporate Counsel to join our fast-paced and fast-growing consumer lending company. In this role, you will provide strategic legal guidance across the business to help us scale responsibly and stay ahead of an evolving regulatory landscape. Reporting directly to the Chief Operating Officer, you will be a key advisor on legal risk, contracts, and regulatory and legal changes across the U.S. where we operate.
We’re a mission-driven company reshaping how consumers access credit. You’ll join a lean, experienced team where legal is embedded in strategy and operations. This is a great opportunity for someone who wants to grow into a broader leadership role while helping build a scalable and compliant lending operation.
Responsibilities:
- Serve as a trusted legal advisor to senior leadership across a wide range of legal, regulatory, and operational issues.
- Monitor relevant laws, regulations, and industry developments in consumer lending, privacy, and data protection, and ensure company policies remain compliant.
- Draft, review, and negotiate a variety of commercial contracts, ensuring alignment with legal standards and business needs.
- Identify legal risks, conduct due diligence, and collaborate closely with the Compliance team and other internal teams on risk mitigation strategies across the business.
- Manage pre-litigation and litigation matters, including working with outside counsel as applicable and responding to customer legal complaints or escalations.
- Support regulatory reporting, filings, and communications with state and federal regulators.
- Advise on governance matters, support board activities, and ensure compliance with governance standards.
Qualifications:
- Juris Doctor degree and active membership with at least one U.S. state bar.
- Licensed to practice law in Illinois, or eligible for Illinois in-house counsel registration.4-8 years of legal experience in consumer lending or financial services.
- Strong knowledge of lending laws and consumer protection regulations.
- Proven experience in contract drafting and negotiation, with sound commercial judgment.
- Proactive, collaborative mindset and a genuine interest in understanding the business.
- Excellent written and verbal communication skills, with the ability to explain complex legal issues clearly. Able to work independently and collaboratively, think strategically about legal risks, and be proficient with legal research tools.
- Experience working in a fast-paced, high-growth environment is a plus.
- Able to work in a hybrid role based in Chicago, with in-office presence three days per week.
We Offer:
- Considerable employer contributions for health, dental and vision programs
- Flexible time-off policy
- 401(K) match with immediate 100% vesting
- Merit advancement opportunities
Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.
Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.
*Above Lending is an equal opportunity Employer*
Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions. No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams. No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.
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The Company
What We Do
Above Lending, Inc. is a next-generation consumer lender. We provide our clients with simple and transparent products aimed to help them achieve their financial aspirations and take control of their debt. With competitive rates and personalized support from our loan specialists, our mission is to simplify the lending process and help borrowers attain financial well-being. We are passionate about making credit more affordable and accessible, and we're committed to helping our clients accomplish their goals.
Why Work With Us
We are passionate about helping our clients access affordable loan products to help them overcome their debt. We’re a rapidly growing team of FinTech professionals across the U.S. We’re looking for top-tier talent who thrive in an innovative, high-ownership environment.
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