Consultant in Credit Digitalization & Credit Decision Management

Are you curious and ready to accept a new challenge in your career? Are you eager to join a dynamic company and bring innovation through your work and skills?
Prometeia offers you opportunities for growth and training in a Group with over 1000 professionals working for more than 500 clients in 20 countries around the world.

As a leading provider of Risk Management solutions in the EMEA market, Prometeia is looking to strengthen its International Delivery Team, by hiring a Credit Risk Consultant in the fields of Credit Digitalization and Credit Decision Management.

PROMETEIA OVERVIEW

Prometeia creates value by integrating analytical models, customer data, market feeds and economic scenarios to support decision-making processes and regulatory compliance. Prometeia is structured in six areas of business: Enterprise Risk Management, Wealth Management & Financial Distribution, Data Science, Economic Research & Business Information, Financial Advisory for Institution Investors, Strategic Advisory & Corporate Finance.

The Enterprise Risk Management (ERM) is the largest of Prometeia business areas, and is the cornerstone of Prometeia’s reputation in the international market. The thematic areas covered by the ERM Area include: Credit Risk, ALM, & Liquidity Risk, Risk & Performance Integration, Risk Governance, ESG Compliance, Credit Decision Management, Pricing & Financial Engineering.

Placed within the ERM Area, the Credit Decision Management Line has been built with the aim of supporting primary banking groups within their digital transformation path.

In the FS industry, projects are particularly focused on the design and implementation of digital Lending solutions and on the delivery of best practices to support credit decisions. Our teams create value by analyzing and re-engineering credit processes, improving the efficiency of Rating Attribution, and leading the transformation of traditional underwriting into a digital, risk-based framework.

PROMETEIA EGYPTIAN BRANCH

The Cairo Office is being established with the aim of serving as central ‘hub’ for the delivery of Risk Management projects in Egypt and North Africa.

Founded in 2018, the Egyptian Risk Team has the mission of consolidating the leadership of Prometeia in one of the key geographies in which our group has operated over the past decade.

In the particular fields of Credit Risk and Credit Decision Management, Prometeia already collaborates with primary banks in Egypt and GCC countries through a local team of 20+ resources.

RESPONSIBILITIES

The successful candidate will collaborate with a specialized team of business consultants, risk advisors and IT architects operating within different projects in Egypt.

His / her main responsibility will include:

• Support the PM in driving digital transformation processes in the fields of Lending and Risk Scoring
• Assist in the design and implementation of credit management processes and analytical frameworks
• Assist in the design of credit architecture and assess the bank’s technological eco-system
• Perform data analysis and query data to implement credit solutions
• Support the methodological analysis and the integration of risk metrics (PD, LGD, EAD, RWA) into credit decision
• Setup and implementation of Early Warning System, Rating Attribution and Credit Monitoring solutions

PROJECT SKILLS

• Effective communicator in a multinational and multi-discipline environment.
• Self-motivated, effective under pressure and willing to take initiative.
• Strong analytical skills with acute attention to detail.
• Assertive and excellent communication, presentation and interpersonal skills.
• Project/time management skills to meet required deadlines.
• Good knowledge of data management languages (e.g. SQL, R, …)
• Good Microsoft Office skills, e.g. Excel, Word, Power Point and Access.
• Expertise in bank processes and organization.

OTHER SKILLS

• Native Arabic speaker.
• Fluency in English is mandatory (at least C1).
• Proficiency in Italian is considered a plus.
• Capable of working within a multi-language and multicultural environment.
• Strong attention to details and technicalities.
• Excellent organizational and technical skills.
• Teamwork attitude, flexibility and proactivity.
• Problem solving skills.

WHAT WE OFFER

The selected candidate will be offered a career path that will include projects in Egypt and GCC countries, as well as the opportunity to work in a stimulating and dynamic environment, strongly oriented towards the enhancement of resources according to the objectives attained.

LOCATION:

Cairo

OTHER

Applications made without sending an updated cv in English won't be considered.

The eligible candidates will be contacted for a preliminary call by the Corporate HR Representatives (Italy-based).

WHAT WE OFFER:
COMPENSATION, WELFARE & BENEFIT
Our history, as well as the future, is based on the value of our people. The biggest investment at Prometeia is in our people, and it concerns every aspect of professional life. We call it 'Total Compensation' and is made up of Compensation - consisting of a fixed and a variable component -, an important Welfare Plan, active since 2015 – we have been among the first to introduce it in Italy - and Benefits, which include all the initiatives undertaken for the well-being of our people.
REMOTE WORKING
Flexibility is an intrinsic value of the way we work. At Prometeia, smart working is an organizational method based on trust, which results in benefits in terms of work/life balance, impact on the environment and optimization of company results, through autonomy and empowerment of people.
PEOPLE PROGRAM
Our evaluation system is based on the full enhancement of people and their continuous dialogue as a stimulus for regular, mutual professional and personal growth. Transparent discussions between managers and team members are set up within the projects, where reciprocal and timely feedback is exchanged. The process is fully digitalized and aimed at continuously improving the development trajectory of the individual and the company.
TRAINING
Prometeia means ongoing training. We provide an average of 11 days of training per year to our people, in person and online. Particular attention is paid to younger colleagues, who are the protagonists of dedicated growth programs, and to the continuous sharing and internal transfer of know-how and skills. On-the-job training is also important, through immediate and direct confrontation with the market.
WIN/WIN POLICY
If you are one of our employees, and you recommend a person who is later recruited, you are entitled to a financial bonus! This is an important opportunity to contribute to the growth of Prometeia as a whole, by attracting acknowledged market professionals and new tech talents.
PHYGITAL MANAGEMENT
Through the dedicated app Pr(Home)teia, we have completely digitalized and integrated the management of our physical and virtual environments. Access to the office, smart working, workstations, meeting rooms, car pooling... everything is just a click away.
COMMUNITY
Our Community is extremely diverse, as are the skills of the people who are part of it and who share its values, and the individuals and organizations that are directly or indirectly involved in our activities. Clients, People of the Group, Alumni, Institutions, Academia, non-profit entities with which we actively collaborate, are stakeholders representing a great value for us, in terms of trust and collaboration.
DIVERSITY
We promote and respect equal opportunities and consider differences as a value. Diversity & Inclusion are fundamental values: from the selection phase to everyday life, also through dedicated training moments to develop individual sensitivities and unicities.
IMPACT
We responsibly take an active role towards the environment, the territories and the communities in which we operate. Our Headquarter in Bologna has obtained the Leed Gold Certification, one of the highest awards that recognizes the performance of the building in terms of energy and water savings, reduction of CO2 emissions, improvement of the ecological quality of the interior, materials and resources used. In the Sustainability Report we report the results achieved within the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda that, drafted by the United Nations in 2016, we have been supporting since 2020.