Compliance Director

At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

As Tilt continues to scale and expand globally, we are hiring a seasoned compliance leader to work together with the Head of Compliance to set and implement the strategic direction of the company’s Compliance Program across its domestic and international entities and various products and business lines. You’ll own and manage various components of the Compliance Program and work cross functionally with teams such as Product, Credit, Marketing, Legal, and Support & Operations to expertly identify and mitigate compliance risk across the enterprise. You will manage relationships with key external parties, be a strong advocate for Tilt’s compliance-first mindset, and serve as a mentor and resource for other members of the Compliance team. 
The ideal candidate has a deep background in the consumer lending industry and strong knowledge of related laws and regulations. Some experience building and scaling compliance programs globally is preferred, but not required. You will bring creativity, thoughtfulness, and a high degree of organization and diligence to the role. We’re hiring strategic thinkers, not box checkers - compliance professionals who are excited to dive into our products, learn our business, and expertly leverage technology to effectively and efficiently identify and manage risk. 
Tilt is a remote-first company. We drive connectivity through regular company offsites. Travel for company offsites is expected at a minimum 2 times a year.

• Provide consumer compliance subject matter expertise to internal stakeholders throughout the product lifecycle

• Partner closely with Product, Support & Operations, Legal, Marketing, and Credit to evaluate and mitigate regulatory compliance risks across the enterprise, including supporting the company’s risk assessment processes 

• Support the ongoing maturation of Tilt’s change management processes by adopting appropriate technologies and systems to improve efficiencies and mitigate risk 

• Own key components of Tilt’s Compliance Program, which will be assigned based on skills, interests, and experience

• Remain current on the domestic and international regulatory landscapes impacting Tilt’s business and monitor best practices and industry developments

• Liaise with key external stakeholders, including bank partners, service providers, and regulatory bodies 

• 10+ years of financial services regulatory risk and compliance experience, preferably in the consumer lending space

• Demonstrable expertise in consumer protection regulations, including ECOA, TILA, TISA, FCRA, SCRA, MLA, GLBA, FDCPA, UDAAP, among others 

• Ability to build strong relationships across an organization, influence cross-functional teams, and motivate others within a fast-paced environment

• Ability to communicate complex regulatory concepts clearly and concisely to non-compliance individuals

• Demonstrated experience leveraging technology, designing efficient, effective systems and tools to identify, measure, and manage compliance risk

• Excellent written and verbal communication skills

• Bachelor’s degree required
  

1. Initial Recruiter Call: A conversation to learn about your experience and what you're looking for in your next role.

2. Hiring Manager Interview: A deeper discussion about your background and the Compliance Director opportunity.

3. Skills Panel: Meet with Tilt team members to discuss your expertise and problem-solving approach.

4. Leadership Conversation: A final conversation with our CEO to discuss how you'll contribute to Tilt's mission (and how we can help you achieve your career goals along the way).

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.