Community Development Officer

About CFBank:

We are a fast-growing, high-achieving organization that thrives on winning. We are proud to be ranked nationally in the top 10 Banks within our asset size peer group based on financial performance. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we’ve been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business.

About the role:

The Community Development Officer is accountable for developing and expanding community-based business development relationships that support CFBank’s CRA strategy, residential mortgage growth, and broader community engagement objectives. This role self-sources residential mortgage opportunities, builds referral networks, identifies partnership opportunities with community organizations and professionals, and works closely with Mortgage, Compliance, and business leaders to align outreach efforts with CRA, fair lending, and market development goals.

What you’ll do:

• Develop and execute community development and business development strategies that support CRA lending, market growth, and CFBank’s presence in low- to moderate-income communities.

• Self-source residential mortgage loans and related business opportunities through networking, prospecting, community outreach, and referral development.

• Build and maintain relationships with community organizations, nonprofit partners, housing agencies, realtors, financial professionals, and other referral sources to generate CRA and community development opportunities.

• Represent CFBank at community events, homebuyer education sessions, affordable housing initiatives, and other outreach activities that strengthen market visibility and support business development objectives.

• Partner with internal leaders to identify opportunities that connect community development efforts with mortgage production, deposit growth, small business relationships, and overall market expansion.

• Comply with Bank policy and government regulations related to mortgage lending.

• Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.

• Market and sell CFBank Mortgage Products through inside and outside sales to networks and develop referral contacts from realtors, past customers, financial planners, accountants, attorneys and other professionals.

• Work with potential and existing clients to uncover and sell products that best meet customer needs, gaining commitments for mortgage loans.

• Conduct pre-qualification/pre-approval loan process by gathering financial information from customer and reviews customer credit to match customer need with best product available.

Desired Qualifications:

• Demonstrated success in community development, business development, CRA mortgage lending, affordable housing outreach, or related relationship-building activities.

• Must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry).

What We Offer:  

• Excellent Benefits Package: Top benefits include dependent coverage, generous PTO, Federal Holidays, and Paid Parental Leave for those who qualify for eligibility.

• Professional development opportunities including educational/training opportunities

• “Accelerated” 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3 year vesting

• Employee Banking Promos and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!)

• Employee Assistance Program with a wide range of free resources such as estate planning and mental wellness resources

• One of the most collaborative environments you’ll find, with a team of hard-working mutually invested professionals who are excited about shared success

CFBank, National Association is an Equal Opportunity Employer, including disability and protected veteran status. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.