Commercial Portfolio Manager 1

Description

Position Summary:

The Commercial Portfolio Manager 1 is responsible for assisting the commercial loan team with the management of the portfolios. Strives to develop portfolio management skillset, learn from experienced team members and build key relationships throughout the business and customer base. 

Duties and Responsibilities:

1. As directed, supports portfolios and underwriting by coordinating with clients on accounts and other issues related to the commercial relationships; works with commercial team members to facilitate credit application process, perform site visits, work with underwriter to obtain decisions, and work with underwriting to perform annual reviews of assigned portfolio; identifies, evaluates, structures and documents commercial credit transactions to ensure maximum profitability with reasonable risk; monitors credit quality within assigned portfolios and takes action as appropriate.
2. As directed, reviews portfolio for line of credit renewals, future maturities, financial statement spreads, etc. Compiles with necessary information for approval. Contacts borrowers to request current financial information, if necessary.
3. Prepares and reviews weekly, monthly and quarterly reports for CML team. Maintains and adjusts reports based on team feedback and changing needs.
4. Attends training to continually improve sales and presentation skills, treasury management knowledge, and investment product knowledge.
5. Works closely with other departments to handle client service issues and to cross sell other bank products; handles current accounts and new loan requests to reinforce extraordinary service levels.
6. Represents the bank in civic and community functions to further enhance the bank’s visibility while increasing business development efforts.
7. Assists with managing service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.
8. Complies with all applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations.
9. Other Duties as assigned.

The duties outlined above are a summary and may not be an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. All job descriptions may be amended at any time at the sole discretion of FMHC

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Requirements

Necessary competencies:

1. Accountability
2. Resilience
3. Communication 
4. Service Orientation
5. Interpersonal Awareness
6. Decisiveness
7. Organizational Skills
8. Active Listening

Physical Environment

• While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
• The employee must occasionally lift and/or move up to 25 pounds.
• The noise level in the work environment is usually quiet to moderate.
• This position is performed in an office setting, five days a week with typical work hours being 8.30a through 5.15p.
• Ability to travel is required.