As a Commercial Lending Transformation Sr Associate you will help clients improve lending operations, streamline processes, and support efforts that modernize loan origination, servicing, underwriting, collections, and settlement activities within our Advisory practice. As a Senior Associate you will analyze complex business issues, manage assigned workstreams, mentor junior team members, and use critical thinking to bring structure to unstructured problems while building meaningful client relationships. In this role at PwC, you will use tools, data, and industry trends to interpret issues, review work for accuracy and relevance, communicate in a clear and structured way, and contribute to transformation efforts that support growth and profitability.
Responsibilities
- Analyzing commercial lending operations and identifying opportunities to improve process flow, controls, and service delivery
- Supporting transformation workstreams across loan origination, servicing, underwriting, collections, recoveries, and settlement activities
- Applying business process improvement, operational excellence, and performance metrics to translate findings into practical recommendations
- Using data analysis and digital tooling to assess current-state operations and track progress against project goals
- Developing deliverables that synthesize industry trends, process issues, and future-state operating approaches for financial services clients
- Coordinating assigned tasks, reviewing work products for accuracy, and supporting quality checks across team deliverables
- Engaging with client stakeholders to gather requirements, clarify process needs, and maintain productive working relationships
- Contributing to change management activities by helping teams adapt to new operating models, systems, and procedures
What You Must Have
- At least a Bachelor's degree
- At least 3 years of experience
What Sets You Apart
- Preference for at least one of the following fields of study: Accounting, Actuarial Science, Analytics/Data Science, Business Administration/Management, Computer Science/Information Systems, Economics, Engineering, Finance, Government/Public Policy, Health Administration/Public Health, Mathematics/Statistics, Operations/Supply Chain, Organizational Management/Behavior, Risk Management/Insurance
- Demonstrating commercial lending transformation project experience in financial services
- Applying process improvement skills within payments or lending operations
- Analyzing data trends to inform operational recommendations
- Supporting client-facing workstreams and cross-functional deliverables
- Coaching junior team members while managing assigned tasks
The salary range for this position is: $77,000 - $202,000. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. All hired individuals are eligible for an annual discretionary bonus. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: https://pwc.to/benefits-at-a-glance
As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law.
PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy.
Learn more about how we work: https://pwc.to/how-we-work
For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all.
Skills Required
- Bachelor's degree
- At least 3 years of experience
- Degree or coursework in accounting, actuarial science, analytics or data science, business administration, computer science, economics, engineering, finance, public policy, mathematics, operations, organizational management, or risk management
- Commercial lending transformation project experience in financial services
- Process improvement experience in payments or lending operations
- Data trend analysis experience used to inform operational recommendations
- Experience supporting client-facing workstreams and cross-functional deliverables
- Experience coaching junior team members while managing assigned tasks
PwC Compensation & Benefits Highlights
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Retirement Support — Feedback suggests employer-funded retirement contributions alongside a 401(k) match and the Wealth Builder program are notable strengths. Vesting is graded, but the presence of both firm-funded and matching elements enhances long-term financial support.
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Parental & Family Support — Feedback suggests 12 weeks of parental leave for all parents, phased return-to-work, and family-forming support (adoption, surrogacy, fertility) stand out. Back-up childcare and eldercare resources add tangible day-to-day utility for caregivers.
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Healthcare Strength — Feedback suggests multiple medical plan options with mental-health resources and wellness programs provide breadth. Access to counseling platforms and specialized care programs enhances overall wellbeing coverage.
PwC Insights
What We Do
Build what’s next — with tech that matters PwC provides professional services across Audit and Assurance, Advisory and Tax — powered by a global network of over 370,000 people in 149 countries. You may know us for our business expertise, but technology is core to how we help clients move faster, build trust and deliver meaningful outcomes. As a technologist, you’ll work on agile teams with experienced engineers and product thinkers — using AI, cloud, cybersecurity and more to design scalable, real-world solutions. You’ll keep learning, stay challenged and be part of a network where your growth is built in — and your work drives what’s next.
Why Work With Us
At PwC, our professionals include technologists, engineers, programmers and consultants working across AI, cloud, cybersecurity, data and more. You’ll explore innovative ways to help clients transform their business through technology—reducing complexity, unlocking value and shaping a more agile, data-driven future.
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