ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:
- Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
- Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
- Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.
- Promote and cross-sell other Bank services to existing and prospective clients
- Oversee preparation of legal documents for loan closings
- Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
- Maintain portfolio delinquency at levels acceptable to management
- Interact with operational and technical areas to resolve problems
- Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
- Adhere to all appropriate service standards
- Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
- Regular, predictable attendance is an essential requirement of this position
EDUCATION and/or EXPERIENCE:
- Bachelor degree in Business Administration or Finance
- Minimum of three (3) years experience as a commercial lender
- Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
- Ability to clearly and effectively communicate both verbally and in writing
- Frequent travel will be required using reliable personal transportation
E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
Qualifications Skills Required Commercial Lending Intermediate Education Required Bachelors or better. Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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What We Do
Founded in 1887, Farmers National Banc Corp. is a diversified financial services company headquartered in Canfield, Ohio, with over $5.0 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial and retail banking with 64 banking locations throughout Ohio and Pennsylvania; Farmers Trust Company, which operates six trust offices and offers services in the same geographic markets and Farmers National Insurance, LLC. Total wealth management assets under care at December 31, 2023 were $3.5 billion. For years to come, Farmers National Bank will continue to strive for innovative solutions for our customers, associates, shareholders, and the community.
