* Receive and review loan applications; obtain and direct the analysis of all necessary financial data
* Make decisions on loans and terms within established lending limits
* Prepare loan packet for presentation to Loan Committee and/or Board
* Close loans which includes obtaining attorney information, title, etc
* Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
* Conduct analysis on loan accounts
* Collect on past-due accounts
* Seek out new business and sustain an active pipeline
* Must develop and maintain relationships within the public eye
* Conduct private banking for customers
* Other duties as assigned
Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Constantly operate a computer and other office machinery
* At least 18 years of age
* Must have minimum of 2-3 years experience in Commercial Lending
* Strong business development and networking skills
* Working knowledge of Microsoft Office
* Good communication skills
* Must be detail oriented, analytical, and organized
* Must successfully pass background investigation and drug screen according to company policy
* Must be able to get along with co-workers and work effectively in a team environment
Skills Required
- Minimum 2-3 years of experience in commercial lending
- Working knowledge of Microsoft Office
- Strong business development and networking skills
- Good communication skills
- Detail-oriented, analytical, and organized
- At least 18 years of age
- Bachelor's degree in Finance
- Successfully pass a background investigation and drug screen according to company policy
- Ability to work effectively in a team environment
What We Do
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $4 billion in assets and operate in over 340 locations in Texas, Arizona, Arkansas, and New Mexico. Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom. So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.
