Collateral Risk Policy Business Lead, Title Insurance

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it’s at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose.

Position Overview:

Are you a title insurance professional with deep expertise in title underwriting, curative title work or residential real estate law? If you want to make an impact in the U.S. housing industry at a mission-oriented institution and leader in the housing finance market, come join our Single-Family team in McLean, VA or Plano, TX. Apply now to learn about our excellent benefits and why there's #moreatfreddiemac!

Our Impact:

Single Family’s Collateral Risk Team is responsible for developing innovative collateral offerings, risk assessments and policies by collaborating with industry leaders and across the Freddie Mac enterprise. We support of our mission which serves America's homebuyers, homeowners, and renters by equitably providing liquidity, stability and affordability to the housing market.

Your Impact:

• Identifying, monitoring, and managing risks associated with clear title for properties securing Freddie Mac loans
• Performing research and supporting development of new or revised offerings and related policies aimed to assess title risk
• Working on policies and projects engaging multiple partners across Freddie Mac and the industry to identify, develop and implement solutions to complex issues pertaining to clear title
• Staying abreast of changes, opportunities, and emerging risks related to title underwriting
• Collaborating with external stakeholders including, but not limited to:
  • Mortgage Lenders
  • American Land Title Association (ALTA)
  • Insurer rating companies such as AM Best Company, S&P Global
  • National Association of Insurance Commissioners
  • Venders who provide Title Insurance and Settlement Services to Freddie Mac Sellers

Qualifications:

• Bachelor's Degree or equivalent experience and typically has 8+ years of experience in title underwriting, curative title work, or real estate law
• Extensive knowledge of residential real estate transactions, escrow procedures, and closing practices
• Familiarity with Government Sponsored Enterprises (GSE) title insurance requirements
• Proficiency with the Microsoft Office Suite

Keys to Success in this Role:

• Understanding of real estate financing, including conventional, FHA, VA, and private lending
• Strong legal analysis and problem-solving abilities to assess title risks and determine insurability
• Stay current on policies and regulations that may affect the title and settlement services industry and be comfortable with transition and change
• Expertise in ALTA (American Land Title Association) policies, endorsements, and best practices
• Familiarity with state and federal regulations affecting title insurance (e.g., RESPA, CFPB rules)
• Ability to effectively and independently manage multiple projects concurrently
• Excellent verbal and written communication skills capable of succinctly presenting complex subject matter
• Ability to facilitate group discussions and build relationships inside and outside Freddie Mac
• Proven experience operating at high standards of quality and accuracy within a fast-paced changing environment

Current Freddie Mac employees please apply through the internal career site.

We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

A safe and secure environment is critical to Freddie Mac’s business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.

CA Applicants:  Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.

Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC.

Time-type:Full time

FLSA Status:Exempt

Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.

This position has an annualized market-based salary range of $137,000 - $205,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.