Summary/Objective
The Closer is involved in and is responsible for timely and seamless closing and funding of all loan transactions that have received final approval from underwriting. The closer's primary job duties are to draw closing documents, closing disclosure, and validate that all conditions are present for closing/funding while maintaining a high degree of customer service.
Essential Duties
Reasonable accommodations may be made to enable individuals with disabilities to carry out essential functions. The primary job duties and responsibilities of this position include but are not limited to:
- Updates comments and ensure all the fees and cost are accurately calculated.
- Prepare closing instructions and coordinate with Title Company to monitor the closing.
- Manage the document management system to show only relevant documents are delivered and correct names, if applicable.
- Review/Audit CD (Closing Disclosure) with accurate fees and coordinate with the Branch to ensure the figures on CD are accurate and correct.
- Ensure all at close and funding conditions are met as per lender requirements.
- Interfaces with Post Closing.
- Acknowledge to the closing agent, processor and loan officer that we have received a CD, providing a copy to all parties.
- Always project a warm friendly and professional attitude when dealing with all customers.
- Speak with compassion and be a relationship builder.
- With each call ask, "How can I help this to resolve quickly and completely".
- Have a thorough knowledge of the department workings to be able to respond to incoming calls concerning status of files and requests for assistance.
- Once the documents have been sent, following up with a phone call to the closing agent to confirm receipt of the instructions and request a turn time commitment on how soon we will receive their feedback on the CD.
- For CDs or revisions not received in a timely manner, following up with a phone call to the closing agent to follow up on status of when we will receive their feedback on the CD.
- Other duties as assigned by the manager.
Required Education/Experience
- Requires a high school diploma and 5 or more years of experience as a closer, document drawer, CD reviewer, or equivalent.
- Thorough working knowledge of real estate documentation, underwriting policies, compliance, and procedures.
- Thorough working knowledge of Escrow State and Non-Escrow State closing processes.
Preferred Education/Experience
Preferable to have a bachelor’s degree.
Additional Qualifications for Eligibility
Additional qualifications for eligibility include previous knowledge of escrow and title practices. Must also have experience with TRID and conventional, bond, 203k, FHA, VA and USDA products.
InterLinc Mortgage is an EEO company.
Skills Required
- High school diploma
- 5 or more years of experience as a closer, document drawer, or CD reviewer (or equivalent)
- Thorough working knowledge of real estate documentation, underwriting policies, compliance, and procedures
- Thorough working knowledge of Escrow State and Non-Escrow State closing processes
- Previous knowledge of escrow and title practices
- Experience with TRID and conventional, bond, 203k, FHA, VA and USDA products
- Bachelor's degree
What We Do
The InterLinc Difference – On Time and As Agreed!™ InterLinc is a Houston-based, residential mortgage banker. As an organization, our footprint stretches across the United States from the “Rocky Mountain Empire” of Colorado to “The Gateway of Southern Hospitality” in Virginia, and we are committed to continued growth. Since our inception, our family of 350 mortgage professionals have assisted more than 40,000 homeowners in realizing their dream of home ownership. InterLinc consists of a dynamic group of individuals. A group who know the importance of balancing productivity while enjoying the atmosphere which comes along with being a member of THE BEST mortgage team in the country. Pardon our bias in making such a bold statement, but there is no doubt this is what we believe. If you make the decision to join our team, you are someone who is talented, desires to be challenged, knows the value in setting and achieving goals, and ultimately wants to GROW. Metrics-driven, accountability and controlled growth are a vital aspect of our vision. We know where we’re going and are looking for industry leaders interested in taking their career to the next level. We hire the best, we expect the best, and we provide quality service that we believe is unparalleled. We believe that by providing our team with the tools for success, together we can be what we strive to be... leaders in the industry and stewards of excellence. Texas Mortgage Banker Registration NMLS ID 205696 TX Department of Savings & Mortgage Lending 2601 N. Lamar Blvd., Ste 201,. Austin, TX 78705 ©2020 InterLinc Mortgage Services, LLC. All Rights Reserved. NMLS # 205696 http://www.nmlsconsumeraccess.org/
