IT STARTS HERE
Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.
This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.
Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.
THE DIFFERENCE YOU MAKE
Global Export & Agency Finance is looking for an Associate based out of our Madrid Office.
As an Associate you will be part of the Global Export and Agency Finance team which leads the origination and structuring of Export and Agency transactions in close coordination with our offices around the globe.
Context and role definition
The Global Export and Agency Finance team is the front office origination and execution platform for Export Credit & Agency (ECA covered and MLAs transactions) globally.
The team works closely with clients, ECAs and internal stakeholders to originate, structure and execute tailored financing solutions across sectors and geographies.
The Associate will be an integral part of deal teams, supporting business development efforts while playing an active role throughout the execution lifecycle of transactions. The role offers broad exposure to the full spectrum of ECA-backed financing structures, with responsibilities that can evolve over time towards origination and/or structuring, depending on business needs and individual strengths.
The successful candidate will be highly motivated, analytical, and able to perform in a demanding and fast-paced environment, with increasing interaction with clients and external counterparties.
Key responsibilities:
- Support senior team members in the origination and execution of ECA-covered financing transactions, globally.
- Contribute to business development activities, including client pitches, opportunity screening and coordination with bankers and ECAs.
- Drive internal coordination processes across relevant stakeholders (Risk, Legal, Compliance, E&S, Syndication, Middle Office, Project Finance, etc.).
- Prepare high-quality marketing, credit and internal materials, ensuring strong analytical content and professional presentation standards.
- Coordinate the transaction execution process through internal approval stages (business committees, Risk approvals, legal sign-off, etc.).
- Actively participate in the structuring and documentation phase, with particular focus on core finance documentation and ECA policies.
- Contribute to the development of value-added financing solutions, supporting the evolution of more complex structures.
- Support and mentor junior team members, fostering collaboration and knowledge sharing.
- Contribute to a flexible, dynamic and team-oriented working culture.
WHAT YOU’LL BRING
Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.
The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Professional Experience
- Minimum 4 years of experience in advisory and/or lending roles within Structured Finance, Project Finance and/or Export Finance. (Required)
- Solid understanding of Export Finance and/or non-recourse financing structures and related legal and contractual frameworks. (Requiered)
Education
- Bachelor’s degree required, preferably in Finance, Accounting, Economics or Engineering. (Requiered)
Languages
- English mandatory; (Requiered)
- Spanish, French and German and/or other considered a plus. (Prefered)
Hard Skills
- Strong structured finance fundamentals and ability to assess transaction risks. (Requiered)
- Ability to analyse and address contractual, commercial and technical issues. (Requiered)
- Strong interdisciplinary skills across financing, structuring and documentation. (Requiered)
- Excellent PowerPoint and presentation skills. (Requiered)
- Financial modelling skills are an advantage. (Preferred)
Soft Skills
- Strong communication, organisational and process management skills.
- Proactive and hands-on attitude, with the ability to take initiative and propose solutions in a demanding environment.
WE VALUE YOUR IMPACT
Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.
- We’re enable our teams to go beyond through global opportunities and broad career paths.
- Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours.
#SCIB
Skills Required
- Minimum 4 years of experience in advisory and/or lending within Structured Finance, Project Finance and/or Export Finance
- Solid understanding of Export Finance and/or non-recourse financing structures and related legal and contractual frameworks
- Bachelor's degree in Finance, Accounting, Economics or Engineering
- English language proficiency
- Spanish, French or German language skills
- Strong structured finance fundamentals and ability to assess transaction risks
- Ability to analyse and address contractual, commercial and technical issues
- Interdisciplinary skills across financing, structuring and documentation
- Excellent PowerPoint and presentation skills
- Financial modelling skills
Santander Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Santander and has not been reviewed or approved by Santander.
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Retirement Support — A dollar‑for‑dollar 401(k) match up to 6% of eligible pay and immediate vesting are highlighted as core strengths, supporting long‑term savings. This is reinforced by company‑paid disability and life/AD&D coverage that bolster financial security.
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Leave & Time Off Breadth — Paid time off typically ranges from 18–30 days in the U.S. with 11 paid holidays, plus dedicated volunteer and development time; the UK features a minimum of 25 days with buy/sell options. Some roles also use self‑managed PTO, offering additional flexibility depending on team norms.
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Parental & Family Support — U.S. parental benefits include 8 weeks paid for all parents and a total of 16 weeks paid for birth mothers, with flexibility for reduced hours around childbirth. Caregiver leave and dependent‑care programs add further family support.
Santander Insights
What We Do
Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.









