The Role
Provides executive leadership for commercial lending, overseeing loan growth, portfolio performance, product development, pricing, underwriting, risk management, and third-party relationships. Builds relationships with business owners, investors, community partners, and prospective members across the St. Louis market. Partners with executive, lending, credit, compliance, and operations teams to support strategic growth, regulatory alignment, asset quality, and risk-adjusted returns.
Summary Generated by Built In
Description
Founded in 1948, Arsenal Credit Union is a thriving, federally insured, state-chartered financial cooperative with approximately $390 million in assets. We are passionate about helping our members take charge of their finances through exceptional service delivered across our branch network and powerful digital banking tools. Our mission is to equip members with the confidence, resources, and technology they need to achieve their financial goals — and crush them!
As a proud recipient of the St. Louis Post-Dispatch Top Workplace award in both 2024 and 2025, we celebrate a workplace culture built on unity, trust, and respect. We recognize that our employees are our greatest asset, and we are committed to fostering a welcoming, supportive, inclusive, and inspiring work environment. At Arsenal, you will find fair treatment, open communication, and opportunities for personal growth. Together, we empower our employees to advocate for our members, deliver exceptional service, and make a meaningful difference in our community.
We have an opening for a Chief Commercial Officer at our corporate office in Arnold, Missouri reporting to the President. As a member of the executive leadership team, the Chief Commercial Officer provides enterprise-level strategic leadership for Arsenal Credit Union’s commercial lending function, driving sustainable loan growth, portfolio performance, risk discipline, and market expansion.
The CCO is responsible for the overall performance and management of the commercial loan portfolio, including loan growth, product development, policy recommendations, pricing strategy, portfolio management, loan origination, underwriting, production, and the management of third-party relationships. This position will ensure sound lending practices, strong portfolio quality, and alignment with the organization's strategic goals while fostering strong relationships with members, business partners, and the communities we serve.What will you be responsible for:
- Lead business development strategies that expand Arsenal Credit Union’s commercial lending relationships, deepen member engagement, and support sustainable portfolio growth.
- Build and manage relationships with business owners, commercial real estate investors, community partners, centers of influence, and prospective members throughout the St. Louis market.
- Provide strategic oversight of commercial loan portfolio management, including portfolio performance, asset quality, relationship profitability, pricing discipline, and risk-adjusted returns.
- Partner with executive leadership, lending, credit, compliance, and operations teams to ensure commercial lending practices align with organizational strategy, member needs, and regulatory expectations.
- Identify opportunities for prudent commercial loan growth across commercial real estate, C&I, and related business lending relationships.
- Represent Arsenal Credit Union with professionalism, credibility, and a member-first approach in the business community.
- Proven executive-level commercial lending portfolio management, commercial relationship management, and executive leadership experience within a financial institution.
- Strong knowledge of commercial credit, portfolio management, loan structuring, pricing, underwriting concepts, recovery, and risk management practices.
- Strategic mindset with the ability to analyze market opportunities, portfolio trends, member needs, and financial performance.
- Excellent computer skills, written communication abilities, negotiation, presentation, leadership, and problem-solving skills.
- Bachelor’s degree in business administration, finance, accounting, or a related field preferred; equivalent experience will be considered.
- 401k Retirement Plan with up to 5% company match
- Bonus Plan
- Generous Paid Time Off
- 11 Paid Holidays each year
- Health, Dental, and Vision Insurance options
- FREE Group Term Life Insurance
- FREE AD&D Insurance
- FREE Long/Short-Term Disability
Skills Required
- Proven executive-level commercial lending portfolio management experience within a financial institution
- Proven commercial relationship management experience within a financial institution
- Proven executive leadership experience within a financial institution
- Strong knowledge of commercial credit, portfolio management, loan structuring, pricing, underwriting concepts, recovery, and risk management practices
- Strategic ability to analyze market opportunities, portfolio trends, member needs, and financial performance
- Excellent computer skills
- Strong written communication, negotiation, presentation, leadership, and problem-solving skills
- Bachelor's degree in business administration, finance, accounting, or a related field
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The Company
What We Do
Arsenal Digital Holdings, Inc. is a diversified platform that acquires, operates and optimizes energy infrastructure assets while offering financial services and enterprise development platforms that support scalable growth. The company focuses on asset-backed, cash‑flowing businesses—upstream, midstream and downstream energy operations—and uses disciplined acquisitions, operational improvements and strategic partnerships to generate consistent returns and build long-term value across energy and financial verticals.
