Chase Auto Private Label Captive Finance - Financial Analysis

Join Chase Auto Finance as an Executive Director within the Private Label Captive Finance (PLCF) team, leading Finance Business Management for a growing auto loan and lease portfolio. In this leadership role, you will manage a team of finance professionals and own PLCF’s management reporting, forecasting and budgeting, and portfolio performance and profitability insights.

As an Executive Director within the Private Label Captive Finance (PLCF) team in Chase Auto Finance, you will partner closely with the PLCF President and four General Managers to deliver data-driven decision support that accelerates growth, improves performance transparency, and produces timely, executive-ready reporting and analysis across portfolio and program economics—including revenue, FTP/funding, credit losses, operating expense, and lease residual performance.

Job Responsibilities:

• Lead and develop a high-performing team of finance professionals (associates and vice presidents), fostering a collaborative, disciplined, and results-oriented culture.
• Own the PLCF management reporting (monthly/quarterly), including preparation of executive packages and presentations that clearly communicate performance, key drivers, risks, and actions.
• Oversee forecasting, planning, and budgeting (annual operating plan, rolling forecasts, business plans), including monthly earnings estimates, variance explanations, and narrative for senior leadership.
• Own/partner on portfolio and program-level P&L performance including revenue/yield and fees, FTP/funding, credit losses/provisions, OPEX, and partner/program mix; deliver driver-based insights and recommendations.
• Lead strategic initiatives to optimize portfolio performance and risk-adjusted profitability; translate analysis into actionable recommendations for senior leadership.
• Drive advanced analytics and modeling: build and maintain templates, models, and schedules for forecast/budget submissions and management reporting; develop business cases and financial projections for new initiatives (including potential technology investments), with scenarios and sensitivities.
• Partner on credit and loss analytics with Risk/Underwriting (e.g., delinquency and loss trends, vintage/cohort performance, policy and pricing impacts) and ensure appropriate incorporation into forecasts and profitability analysis.
• Partner on lease/residual economics analytics (e.g., residual value performance vs assumptions, depreciation/residual methodology impacts, remarketing outcomes where applicable) with Head of residual Value Risk and incorporate results into planning, reporting, and decision support.
• Ensure data integrity and controls by validating inputs and outputs (including FTP, loss, residual, and expense line items), ensuring policy adherence, and driving continuous improvement in reporting processes and data quality.
• Maintain and evolve performance metrics and datasets used to analyze volume, portfolio metrics, operating costs, and overall performance; track and report financial and non-financial KPIs.

• Serve as a key liaison across stakeholders, partnering with internal teams (business, risk, sales, underwriting, product, etc.) and engaging manufacturer/OEM stakeholders as needed to align on performance insights and requirements.

  
  

Required qualifications, skills, and capabilities: 

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 10+ years of experience in finance/business management, including forecasting, reporting, and strategic analytics.
• Proven experience in strategy development, portfolio analytics, and risk management.
• Demonstrated people leadership experience managing and developing high-performing teams and delivering across complex timelines.
• Excellent analytical and financial modeling skills.
• Strong communication and influencing skills; ability to communicate concisely (verbal and written) with senior stakeholders.
• Demonstrated ability to produce senior management and (as applicable) client-facing presentations.
• Ability to manage multiple priorities and deadlines in a fast-paced environment.
• Advanced skills in Microsoft Excel and PowerPoint; proficiency with relevant finance tools/systems and data manipulation/visualization (e.g., Essbase, SAS, SQL, Alteryx, Databricks, Tableau, or similar).

Preferred qualifications, skills, and capabilities: 

• MBA or advanced degree.
• Auto finance and/or consumer lending experience, including loan/lease portfolio analytics.
• Experience working with lease residual economics in a partnership-based or captive/private label environment.

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT).

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans