CFO (Chief Financial Officer)

Posted 5 Days Ago
Be an Early Applicant
2 Locations
Hybrid
Senior level
eCommerce • Fintech • Payments • Financial Services
The Role
Lead financial strategy for a fast-scaling regulated fintech: own long-range planning, FP&A, pricing and unit-economics, board reporting, cash runway and scenario modeling. Build dashboards and financial models for international expansion, partner with Compliance/Legal on capital adequacy and safeguarding, and mentor the finance team.
Summary Generated by Built In

About MONEI

MONEI is revolutionizing omnichannel payments for top brands across Southern Europe. Our award-winning serverless architecture even earned recognition as the AWS Startup Architecture of the Year (Iberia region). With rapid global expansion underway, we're building the future of payment processing—and we want you on our team.

The Role

Finance at MONEI is a growth lever, not a back office. As CFO, you'll own the financial strategy of a regulated fintech scaling fast across Southern Europe—turning millions of payment events into the numbers, models, and decisions that move the business forward. This is a senior, hands-on, data-driven role for someone who'd rather build dashboards and pricing models than sit through another budget review.

What You'll Do

  • Own the long-range plan, operating model, and board reporting.

  • Build and instrument the metrics that actually matter: take rate, contribution margin per merchant, processor mix economics, LTV/CAC, payback.

  • Lead pricing strategy and unit economics work with Product and Commercial.

  • Run a tight FP&A cycle: forecasting, variance, cash runway, scenario planning.

  • Build the financial models and reporting that support international expansion and board-level decisions.

  • Partner with Compliance and Legal on capital adequacy, safeguarding, and the financial side of our payments license.

  • Coach internal finance talent—leave the function stronger than you found it.

What You'll Need

  • 8+ years in senior finance roles (CFO, VP Finance, or Head of FP&A) at a high-growth scale-up.

  • Genuinely data-fluent: SQL, BI tools (Looker, Metabase), and serious financial modelling.

  • Track record building financial reporting, pricing, and unit economics frameworks at a fast-growing company.

  • Strategic operator, not a controller—you build frameworks but ship the answer this week.

  • Professional Spanish and English (C1+).

Bonus Points

  • Fintech, payments, or regulated SaaS experience.

  • Direct experience with EU payment institutions, EMIs, or Bank of Spain regulation.

  • International expansion: multi-entity, multi-currency, cross-border tax.

  • Prior board observer or advisor experience.

What We Offer

  • Competitive salary.

  • Stock options.

  • Remote flexibility with offices in Málaga and Barcelona.

  • Generous PTO and flexible hours.

  • AI tools on us (Claude and other AI).

  • A team that treats finance as a strategic function, not a cost center.

Ready to join the team? If you're excited to bring data-driven finance to one of Southern Europe's most ambitious payments companies—and do it from the senior table, not the back office—we want to hear from you. Click the "Apply" button to send us your application.

Skills Required

  • 8+ years in senior finance roles (CFO, VP Finance, or Head of FP&A) at a high-growth scale-up
  • Data-fluent: SQL and BI tools (Looker, Metabase)
  • Serious financial modelling experience
  • Track record building financial reporting, pricing, and unit economics frameworks at a fast-growing company
  • Strategic operator who delivers solutions quickly (hands-on)
  • Professional Spanish and English (C1+)
  • Fintech, payments, or regulated SaaS experience
  • Direct experience with EU payment institutions, EMIs, or Bank of Spain regulation
  • International expansion experience (multi-entity, multi-currency, cross-border tax)
  • Prior board observer or advisor experience
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The Company
23 Employees
Year Founded: 2015

What We Do

MONEI is a Spain-based omnichannel payments platform that enables merchants to accept and manage a wide range of payment methods online and in-store. Its unified API and payments-orchestration features help e-commerce and physical retailers increase conversion, reduce integration cost, and optimize routing. MONEI also offers a mobile POS (MONEI Pay) and integrations with major commerce platforms to simplify payment operations.

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