The Role
Evaluate and analyze complex commercial credit relationships, prepare credit approval packages and recommendations, monitor account performance, maintain financial files and collateral lien perfection, ensure regulatory and policy compliance, and serve as a credit subject-matter expert.
Summary Generated by Built In
More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.
With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
Are you passionate about analyzing complex credit relationships and helping businesses grow? As a Community Financial Corporation Portfolio Manager I, you'll play a key role in supporting commercial lending by evaluating credit opportunities, preparing recommendations, and partnering with decision makers to manage risk and drive successful outcomes.
This is an opportunity to leverage your financial and analytical expertise while working collaboratively with a team dedicated to serving our clients and communities with integrity, accountability, and trust.
In this role you'll
- Investigate credit and financial information for prospective and existing clients.
- Analyze financial statements for new, renewed, and existing loan relationships.
- Prepare spreadsheets, credit approval packages, summaries, and recommendations for complex commercial credits,
- including construction, lot/land acquisition, and land development loans.
- Independently assess complex credit relationships and develop credit proposals with minimal guidance.
- Serve as a subject matter expert on Community Financial Corporation credit-related matters.
- Maintain and oversee financial files to ensure accurate reporting, financial statements, and accounts receivable information.
- Monitor existing accounts and track payment performance.
- Assist with establishing and maintaining lien perfection for various forms of collateral.
- Ensure compliance with company policies, procedures, security requirements, and applicable government regulations.
What we're looking for
- You have a Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
- You have 4 or more years of related credit, banking, or financial analysis experience (Required).
- You have an equivalent combination of education and experience that may be considered in lieu of a degree.
What helps you shine
- You have knowledge of real estate lending policies, procedures, documentation, and systems.
- You can effectively analyze credit data, financial statements, and related financial information while maintaining confidentiality and attention to detail.
- Bring strong analytical and problem-solving skills to complex lending decisions.
- You communicate clearly and professionally through both written and verbal communication.
- Excel at building relationships and partnering with others through strong interpersonal skills.
- Provides support and guidance to team members in client service, operations, sales, and product knowledge.
- You are proficient in Microsoft Office applications, including Word and Excel.
- You have knowledge of federal and state laws and regulations related to real estate lending.
Travel
- Up to 5%
Our Company Values
- Do the right thing
- Mutual respect
- Teamwork
- Honesty and integrity
What Our Team Says
"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."
Compensation & Benefits
- Targeted starting salary range (based on experience): $114,191 - $134,342
- Annual incentive potential
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
Review Banner's employee benefits at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
Skills Required
- Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or related field
- 4+ years related credit, banking, or financial analysis experience
- Equivalent combination of education and experience may be considered in lieu of a degree
- Knowledge of real estate lending policies, procedures, documentation, and systems
- Proficiency in Microsoft Office applications, including Word and Excel
- Knowledge of federal and state laws and regulations related to real estate lending
- Strong analytical and problem-solving skills for complex lending decisions
- Clear written and verbal communication and strong interpersonal relationship skills
Banner Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Banner Bank and has not been reviewed or approved by Banner Bank.
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Healthcare Strength — Multiple medical plan options, dental (including adult orthodontia), and vision are offered alongside company‑paid life and AD&D, company‑paid short‑term disability, and an Employee Assistance Program. Access to a Wellness Coach and additional health resources broaden the support for physical and mental wellbeing.
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Leave & Time Off Breadth — The package includes generous vacation, paid sick leave, 11 paid holidays, paid parental leave, and 16 hours of paid community service annually. Corporate materials also outline flexible scheduling, personal‑leave hours for cultural or other needs, and gender‑neutral parental leave for birth and non‑birth parents.
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Wellbeing & Lifestyle Benefits — Tuition reimbursement, public transportation reimbursement, employee banking discounts, and service/recognition awards enhance overall value. Role‑dependent incentives and commissions, together with ongoing wellness coaching access, round out everyday benefits.
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The Company
What We Do
Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community bank, while also offering competitive products some might expect to find only at a nationwide financial institution. Member FDIC. Visit us for more information on the best banking solutions for your business.
