Card Services Risk Strategic Analytics - Associate

Posted 3 Days Ago
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Bengaluru, Karnataka
Hybrid
Mid level
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
As an Associate in the Card Services Risk Strategic Analytics team, you will conduct quantitative and qualitative analyses on credit card customers, develop risk strategies, and create executive dashboards. Collaborating across teams, you'll maintain credit program policies and enhance risk governance using data insights and operational understanding.
Summary Generated by Built In

Job Description
As
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. As an associate, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be executed through the card life cycle.
Job responsibilities:

  • Collaborating in developing, maintaining, and improving credit program policies, strategies, processes and procedures within the assigned function
  • Collaborating across policy teams, owning Control reports and monitoring Data Quality metrics
  • Enable business decision making and monitoring through development of executive and regulatory dashboard
  • Conducting complex analysis and providing accurate and concise results with recommendations to management.
  • Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio
  • Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)
  • Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies and governance
  • Be an integral part of the data and analytical modernization efforts


Required qualifications, capabilities, and skills

  • Bachelor's or Master's in Engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
  • Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
  • Proficiency in Data Visualization tools such as Alteryx, Tableau
  • 3-7 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis
  • Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.
  • High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines
  • Proven ability to collaborate and build strong partnerships.
  • Intellectual curiosity, attention to detail with a proven ability to learn quickly


Preferred Qualifications, Capabilities, and Skills

  • Familiarity with Cloud Technologies like snowflake and AWS
  • Prior experience of working in Cards industry


About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Top Skills

Python
R
SAS
SQL

What the Team is Saying

Nick S.
Lupe C.
Edwin T.
Dawn T.
Meng M.
The Company
HQ: New York, NY
289,097 Employees
Hybrid Workplace
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands.

Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products.

Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.

©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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