capital partnerships

Posted 7 Days Ago
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Mumbai, Maharashtra, IND
In-Office
Junior
Fintech • Financial Services
The Role
Manage and scale lender partnerships across banks, NBFCs, and fintech lenders to meet annual lending targets. Own partner relationships, capital supply, compliance and policy alignment, funnel monitoring, issue diagnosis, and corrective actions. Collaborate with product, technology, legal, risk, compliance, and finance teams to structure effective lending partnerships, draft business requirements, and drive execution with internal and external stakeholders.
Summary Generated by Built In

about prefr & role:

prefr is a line of business under CRED, operating as a lending service provider (lsp) with an aum of ₹3,000+ cr. we build personal loan portfolios through our robust digital lending platform that spans the entire lending lifecycle—including customer onboarding, underwriting, collections, and servicing.

in addition to the fldg-based lending model, prefr also operates a distribution model (lead-based business model), where it acts as a dla /sourcing platform for large financial Institutions, enabling them to acquire and originate personal loan customers through a digital distribution ecosystem.

the role is to manage the existing set of lenders and scale them as per the aop planned numbers.

what you will do

    capital supply strategy & execution 
    - manage the existing set of lenders (banks, nbfc's, fintech nbfc's) aligned to CRED & prefr lending thesis under risk and non-risk based programs owning end to end partner management. 
    - work closely with product, tech, legal, compliance and finance teams to ensure partnership structures are business, regulation and p&l accretive. 
    lender management
    -follow the scalable frameworks for the existing sets of lenders, compliance management and policy alignment, as needed.
    - ensuring enough capital supply from these lenders to meet the aop numbers, also proactively identify stress points and discuss the corrective actions, as needed. 
    operational excellence & analytics 
    - able to understand the customer journey, importance of the data captured needed during the journey, negotiate on the rite ask, understand & monitor the funnels to identify the opportunities & gaps.
    -ensuring weekly / bi-monthly cadence with the lending partners. 
    stakeholder management
    - engage with did level management at partner institutions and internal cross-functional teams (product, risk, legal, finance). 
     

what we’re looking for

  • 1 – 2.5 years of experience in lender partnership / lender management, preferably within a lending fintech, nbfc or bank. 
  • good understanding of lending models, including nbfc/bank regulations, lsp/dla models, risk-sharing constructs, and the overall personal loan lifecycle.
  • basic analytical and funnel management skills — ability to monitor key funnel metrics, identify drop-offs/issues, diagnose root causes, and drive corrective actions with relevant teams.
  • good relationship management skills with the ability to effectively manage and build relationships with mid-level internal and external stakeholders, including lender partners and cross-functional teams.
  • ability to draft brds (business requirement documents) for change requests received from lender partners and translate business requirements into clear, actionable requirements for product/tech teams.
  • strong ownership and execution orientation, with the ability to manage multiple partner requirements, follow up on dependencies, and drive initiatives.

Skills Required

  • 1 to 2.5 years of experience in lender partnerships or lender management, preferably in a lending fintech, NBFC, or bank
  • Understanding of lending models, NBFC and bank regulations, LSP/DLA models, risk-sharing constructs, and the personal loan lifecycle
  • Basic analytical and funnel management skills, including monitoring metrics, identifying drop-offs, diagnosing root causes, and driving corrective actions
  • Relationship management skills with internal and external mid-level stakeholders, lender partners, and cross-functional teams
  • Ability to draft business requirement documents and translate lender partner requirements into actionable product and technology requirements
  • Strong ownership and execution orientation, including managing multiple partner requirements, dependencies, and initiatives
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The Company
HQ: Bengaluru
1,860 Employees
Year Founded: 2018

What We Do

We're a team of creative, driven and persistent people. We want to create a community of the creditworthy. We want to re-imagine the ideal way of life that works on two way trust and respect. Every partnership, collaboration or idea we create works towards providing an experience beyond imagination. Every member is passionate towards this goal. This passion seamlessly drives us forward. If you have ideas, passion and courage, bring them to the table. Company culture to us stands at the forefront of what we believe in. We aim at finding unique people who will stand the test of time.

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