Capital Markets Associate

Description
About Us
At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.
As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.
But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.
So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.
About the Role
We are seeking a talented and driven Capital Markets Associate to join our dynamic team. This role is critical in overseeing and enhancing our lending operations and financial strategies. The right candidate for this role possesses a deep understanding of capital markets, risk assessment, and a passion for contributing to our vision of redefining lending services.
If you are a finance enthusiast who excels in learning and embracing challenges in the dynamic market, particularly within the private markets ecosystem this is the role for you. The ideal candidate is characterized by their engagement, strong analytical skills, organizational prowess, and problem-solving capabilities. Furthermore, the ability to demonstrate excellence in clear and confidential communication, bridging gaps across various organizational levels and teams is necessary.
Responsibilities

• Market Analysis: Conduct in-depth analysis of the lending market, including trends, competitors, and potential opportunities.
• Strategy Development: Collaborate with cross-functional teams to develop and implement capital markets strategies that align with our company's goals.
• Risk Assessment: Evaluate the portfolio risks and pricing and recommend risk mitigation or portfolio optimization strategies.
• Portfolio Management: Monitor and manage lending portfolios, sharing strategies to impact risk and return of our originated assets.
• Financial Modeling: Develop and maintain complex financial models to support lending decisions and assess their impact on our portfolio of originations.
• Performance Reporting: Provide regular reports on the performance of lending portfolios and recommend adjustments as needed.
• Collaboration: Work closely with underwriting, operations, and legal teams to streamline asset funding and distribution processes and enhance efficiency.
• Client Relations: Maintain positive relationships with investors to strengthen our market presence.

Requirements

• Master's degree required in Finance, Economics, or a related field with a focus on capital markets.
• Proven post-graduate experience in capital markets, asset management, or lending within the financial services industry.
• Strong analytical and quantitative skills, with the ability to build and maintain complex financial models.
• In-depth understanding of financial instruments, underwriting principles, and risk assessment methodologies.
• Knowledge of lending regulations, industry compliance standards, and financial market operations.
• Proficiency in financial modeling and data analysis tools (e.g., Excel, Python, SQL, etc.).
• Ability to analyze large datasets and extract key insights tailored to different audiences.
• Strong problem-solving abilities with a proactive and solutions-oriented mindset.
• Excellent written and verbal communication skills, including interpersonal and negotiation abilities.
• Highly detail-oriented with a strong commitment to accuracy in financial analysis and reporting.
• Ability to connect and contextualize data points to produce actionable business insights.
• Comfortable working independently and collaboratively in a fast-paced, dynamic environment.
• Results-driven with the ability to prioritize effectively and manage multiple projects simultaneously.

Salary Range
$95k - $115k