Associate Consultant – Financial Services (Associate Consulting Programme)
Location: Edinburgh (Hybrid) | Practice Area: Business Consulting | Type: Permanent
Start your consulting career helping financial services organisations transform how they operate and innovate.
The Role
Capco’s Associate Consulting Programme (ACP) is designed for early-career professionals looking to begin a consulting career within Financial Services. As an Associate Consultant, you will join a cohort of new consultants and complete a structured training programme before working on real client projects.
You will be aligned to a core domain: Banking & Payments, Capital Markets, Insurance, or Wealth & Asset Management, gaining exposure to transformation initiatives and AI-enabled ways of working. Working alongside experienced consultants, you will help clients modernise platforms, improve operations, and respond to an evolving industry landscape.
What You’ll Do
- Support transformation initiatives across Financial Services, conducting research, data analysis, and process mapping to solve client problems
- Develop key project artefacts including requirements, presentations, and analysis outputs while contributing to business analysis, testing, and operational change
- Participate in client meetings and workshops, collaborating with stakeholders and using tools, accelerators, and AI to deliver data-driven outcomes
What We’re Looking For
- University graduate with strong communication, presentation, analytical, and problem-solving skills, able to structure complex information clearly
- Interest in Consulting and Financial Services, with curiosity & knowledge of trends across one or more or our domains
- Experience using AI tools and a strong interest in how AI is shaping the future of work
- Proactive, curious, and collaborative mindset with strong attention to detail
Bonus Points For
- 6 months’ experience in consulting, financial services, fintech, or technology, with exposure to transformation, operations, or regulatory concepts
- Familiarity with data analysis tools, AI, or emerging technologies, and experience working in team-based or project environments
- Demonstrated interest in innovation, Financial Services trends, or technology accelerators such as AI-enabled tooling
Why Join Capco
- Start your consulting career with structured training and hands-on project experience
- Work on transformation initiatives across leading Financial Services organisations
- Learn from experienced consultants in a collaborative, entrepreneurial culture
- Be part of a team shaping the future of Financial Services
- Help build the next generation of consulting talent at Capco
Associate Consulting Programme Structure
You’ll begin with a two-week immersive training programme covering Financial Services fundamentals, consulting skills, and real-world case simulations.
Following this, you’ll join a client project, supported by a dedicated career coach and peer buddy, whilst continuing to receive ongoing learning through training, certifications, and on-the-job experience.
We offer a competitive, people-first benefits package designed to support every aspect of your life:
- Core Benefits: Discretionary bonus, competitive pension, health insurance, life insurance and critical illness cover
- Mental Health: Easy access to CareFirst, Unmind, Aviva consultations, and in-house first aiders
- Family-Friendly: Maternity, adoption, shared parental leave, plus paid leave for sickness, pregnancy loss, fertility treatment, menopause, and bereavement
- Family Care: 8 complimentary backup care sessions for emergency childcare or elder care
- Holiday Flexibility: 5 weeks of annual leave with the option to buy or sell holiday days based on your needs
- Continuous Learning: Minimum 40 Hours of Training Annually – workshops, certifications, e-learning – your growth, your way. Business Coach assigned from Day One for one-on-one guidance
- Healthcare Access: Convenient online GP services
- Extra Perks: Gympass (Wellhub), travel insurance, Tastecard, season ticket loans, Cycle to Work, and dental insurance
Inclusion at Capco
We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day.
Please note: This role is expected to start on 21st September 2026. Successful candidates will be asked to complete an initial video interview prior to 3rd July. There will be two interview stages, both in person, the first commencing from between 6-24th July & the final taking place from 27th July - 7th August. Applicants should ensure that they are free & able to attend in-person interviews on these dates, as well as that they are able to start on the stated start date.
Skills Required
- University graduate
- Strong communication, presentation, analytical and problem-solving skills
- Interest in Consulting and Financial Services with knowledge of trends in Banking & Payments, Capital Markets, Insurance, or Wealth & Asset Management
- Experience using AI tools and strong interest in how AI is shaping work
- Proactive, curious, collaborative mindset with strong attention to detail
- Available to attend in-person interview stages in July and start on 21st September 2026
- 6 months' experience in consulting, financial services, fintech, or technology with exposure to transformation, operations, or regulatory concepts
- Familiarity with data analysis tools, AI, or emerging technologies
- Experience working in team-based or project environments
- Demonstrated interest in innovation, Financial Services trends, or AI-enabled tooling
What the Team is Saying
Capco Compensation & Benefits Highlights
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Healthcare Strength — Health, dental, vision, EAP and fitness support are described as solid, reinforced by a global wellbeing program with mental‑health resources and financial‑wellness content.
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Leave & Time Off Breadth — Vacation & Paid Time Off and Sick Leave are characterized as strong, with flexible, hybrid working and family‑friendly policies also highlighted.
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Parental & Family Support — Parental leave is presented as a strong point alongside adoption, fertility and childcare benefits, with exact terms varying by country and role.
Capco Insights
What We Do
Capco, a Wipro company, is a global management and technology consultancy specializing in driving transformation in the energy and financial services industries. Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting edge ingenuity is brought to life through its award-winning Be Yourself At Work culture and diverse talent. TRUSTED ADVISORS - Our collaborative and entrepreneurial approach position us as trusted long-term partners to our clients. DEEP EXPERTISE - Clients look to us for clear guidance, proven expertise, and the support they need to set their companies up for success. DISRUPTIVE SOLUTIONS- We do not provide off -the-shelf answers to clients’ challenges. Instead, we work in close collaboration to understand the issues, and craft disruptive, bespoke solutions. ACCOUNTABILITY AND OWNERSHIP - We recognize every client has distinct needs and expectations, and we take ownership and accountability for the solutions we design, build, and deliver.
Why Work With Us
We support and encourage an inclusive culture, entrepreneurial outlook and independent thinking. Capco is not about organizational charts and rigid hierarchies – we want all employees to feel that Capco is their firm to own and run. We believe diversity powers innovation. Be Yourself At Work (#BYAW) is an integral and underlying part of our culture
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Capco Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
