Primary Purpose
To assess and process applications for Lending Applications as well as monitor various other collateral functions.
Minimum Requirements
Qualifications
- Banking Diploma /Finance Degree or Diploma
Competencies
- Finance knowledge and ability to read financial statements
- Excellent computer skills in Word, Excel
- Accounting principles
- Good verbal and written communication
- Attention to detail
- Prioritizing
- Quality orientation
- Problem solving
- Organised
- Professionalism
- Confidentiality
- Innovation
- Team Player
- Assertiveness
- Cost conscious
- Motivated
- Ability to work under pressure
- Integrity
- Vision
- Independence
Ideal
Experience
- 3-5 years related experience
Duties and Responsibilities
FINANCIALS
- Assessing, analyzing and interpreting complication financial information
- Completing loan application forms and submitting to loan committees for approval
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
- Prepare reports that include the degree of risk involved in extending credit or lending money
- Generate financial ratios, using computer programs, to evaluate customers’ financial status
CUSTOMER CENTRICITY
- Ensures customer service excellence
- Communicate vision and services
- Identify problem areas and ensure corrective action is taken.
- Analysis of the month-end reports to ensure accuracy of data.
- Interprets business/customer requirements to provide timeous solutions.
- Responsiveness: Speed of responses, reaction time, going the extra mile, turnaround time.
REPORTS
- Document Control
- Monthly reporting
- General Reporting
This position is advertised in line with our commitment to Employment Equity.
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What We Do
Bidvest Bank is a fully fledged niche bank, and a market leader in foreign exchange services for individuals, businesses and corporations. Our clients trust us as experts in money management and banking services, which include deposit and banking accounts, investment options, global business payments, foreign exchange, and Fleet and Asset Finance™. Bidvest Bank is a subsidiary of The Bidvest Group Limited, meaning that our clients have the backing of an international trading and services JSE-listed company that operates on five continents. With 150 years of experience in foreign exchange in southern Africa, we are one of the leading travel foreign exchange providers in South Africa. With more than 90 Bidvest Bank branches countrywide, we’re able to offer our clients specialised banking services for both local and international transactions.
