Business Compliance Manager - Payments

Responsibilities

• Act as the primary point of contact for financial regulators and supervisory authorities.

• Lead regulatory inspections, inquiries, audits, and ongoing supervisory engagements.

• Manage remediation programs arising from regulatory reviews, audits, or internal assessments.

• Coordinate cross-functional responses to regulatory requests and ensure timely delivery of required documentation.

• Draft and maintain regulatory submissions, including Client Money Policies, fund flow reports, risk assessments, and other regulatory documentation.

• Monitor regulatory developments and assess their impact on the business.

• Develop and maintain compliance frameworks supporting key payment and fiat activities

• Conduct compliance assessments of payment service providers, payment agents, settlement agents, and other financial partners.

• Perform due diligence and risk evaluations for payment-related business relationships.

• Ensure compliance with cross-border payment regulations and applicable financial crime requirements.

• Support and lead the expansion of payment Licences into new jurisdictions

• Lead the development, review, and enhancement of internal compliance policies, procedures, and controls, supporting business growth but ensuring regulatory compliance and best practice

• Conduct gap analyses against regulatory requirements and industry best practices.

• Perform onboarding risk assessments for new partners, vendors, and strategic business relationships.

• Cross function collaboration, including  with Legal, Risk, Operations, Product, and Business teams to ensure regulatory requirements are appropriately embedded into business processes.

Requirements

• Bachelor's degree in Law, Finance, Accounting, Business Administration, or a related discipline.

• 10+ years of experience in Regulatory Compliance, Regulatory Affairs, Business Compliance, or related functions within regulated financial institutions.

• Demonstrated experience directly engaging with financial regulators and PSP/EMI/MSB type licensing frameworks. Crypto compliance expertise is an additional advantage

• Proven experience managing regulatory inspections, examinations, audits, and remediation programs.

• Proven experience leading policy development and compliance gap analysis initiatives.

• Experience in driving new licensing opportunities

• Experience within cryptocurrency, digital asset, or virtual asset service provider (VASP) environments.

• Experience in Middle East, or Southeast Asian regulatory environments

• Previous experience as a Compliance Officer or Regulatory Affairs professional within a licensed bank, payment institution, securities firm, or regulated financial services company.

• Strong regulatory communication and stakeholder management skills.

• Excellent commercial and business acumen, preferable in Payments / Fintech environments

• Ability to serve as the company's primary representative in interactions with regulators.

• Excellent analytical, policy drafting, and risk assessment capabilities.

• Ability to thrive in a fast-paced, high-growth, and highly regulated environment.

• Resilient, detail-oriented, and capable of managing multiple priorities under pressure.