About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!
The Team
Upstart’s Lending Partnerships team is responsible for building and supporting successful relationships with our bank and credit union partners. The team plays a key role in helping partners onboard to Upstart’s platform, optimize performance, and adapt to an evolving lending landscape. As our network of partners continues to grow, the team is focused on scaling operations, enabling partner success, and driving impact across the organization.
As a Business Analyst on the Lending Partnerships team at Upstart, you will support data-driven operations and reporting for our partners. You’ll work closely with internal teams and external clients to ensure smooth delivery of insights, operational support, and new initiatives. This role is ideal for someone who is curious, collaborative, and comfortable navigating ambiguity.
How you’ll make an impact
- Respond to partner questions and requests with speed and professionalism, ensuring a high-quality client experience.
- Support monthly delivery of reports with accuracy and consistency, helping clients understand performance.
- Communicate assignment results clearly and effectively to both technical and non-technical audiences.
- Manage access requests and permissions across systems, ensuring secure and appropriate data visibility.
- Analyze and document current business processes, identify inefficiencies, and propose enhancements.
- Collaborate with cross-functional teams to support strategic projects and emerging business needs.
- Adapt quickly to shifting priorities and ad hoc requests, contributing to a dynamic and fast-moving team.
Minimum Qualifications
- 2+ years of experience in a business analyst, operations, or strategy-related role
- Strong analytical and problem-solving skills
- Effective written and verbal communication skills
- Proficiency in Google Sheets or Excel
- Bachelor’s degree in Business, Economics, Finance, or a related field
Preferred Qualifications
- Experience working with SQL or data visualization tools such as Tableau, Looker, or Power BI
- Demonstrated ability to work cross-functionally in a collaborative, fast-paced environment
- Comfort with ambiguity and shifting priorities
- Entrepreneurial mindset: curious, resourceful, and proactive
- Familiarity with financial services, fintech, or consumer lending industries
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
https://www.upstart.com/candidate_privacy_policy
Top Skills
What the Team is Saying
What We Do
Upstart is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart's AI, lenders can approve more borrowers at lower rates across races, ages, and genders, while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans.
If you are energized by the impact you think you could make at Upstart, we'd love to hear from you!
Why Work With Us
Connection to our mission creates a special environment where people feel passionately about the impact they make in the world. Upstart is fast-paced, and we encourage ownership at all levels of the organization. As a result, culture at Upstart is driven by Upstarters. Upstarters are proactive, talented, multi-dimensional and collaborative.
Gallery
Upstart Offices
Remote Workspace
Employees work remotely.
Upstart has a digital-first model enabling most Upstarters can live and work anywhere in the U.S. We also offer in-person options from our office locations in San Mateo, California; Columbus, Ohio; and Austin, Texas.
