We are seeking an experienced Business Analyst with strong expertise in Intraday Liquidity Management and Payment Systems. The ideal candidate will have hands-on experience working with SAP Liquidity Management System (LMS), real-time payments, and ISO 20022 migrations. This role involves working closely with business stakeholders, operations, and technology teams to design, implement, and optimize liquidity management solutions that enhance operational efficiency and regulatory compliance.
SAP Liquidity Management System (LMS) Onboarding
- Engage with business and technology stakeholders to gather, analyze, and document detailed business requirements through BRDs, FSDs, and user stories.
- Translate business needs into actionable functional specifications and oversee end-to-end delivery of the liquidity management system.
- Drive modernization of legacy trade data systems (e.g., TLM) to advanced platforms, achieving up to 60% improvement in processing speed and handling over 1 million daily transactions efficiently.
- Conduct in-depth analysis of “as-is” and “to-be” business processes to identify improvement areas, streamline workflows, and enhance reporting accuracy.
- Support testing, validation, and post-implementation reviews to ensure business objectives and compliance standards are met.
Payment Systems & Real-Time Liquidity Operations
- Work extensively with corporate payment systems including RTGS, MEPS+, and SWIFT, managing high-value domestic and cross-border transactions.
- Manage end-to-end payment lifecycle activities—initiation, monitoring, settlement, and reconciliation—ensuring timely and accurate execution.
- Lead business analysis for SWIFT ISO 20022 migration, including message mapping, validation, and stakeholder coordination to ensure seamless transition and BAU continuity.
- Collaborate with Treasury, Finance, and Operations teams to enhance liquidity visibility, optimize intraday positions, and support regulatory reporting.
Requirements
- 6+ years of experience as a Business Analyst in Liquidity Management, Payments, or Transaction Banking domains.
- Hands-on experience with SAP Liquidity Management System (LMS) or equivalent Treasury systems.
- Strong understanding of SWIFT, ISO 20022, RTGS, and MEPS+ payment ecosystems.
- Proven ability to document business and functional requirements (BRDs, FSDs, user stories) and translate them into actionable deliverables.
- Experience with process re-engineering, data analysis, and system enhancement initiatives.
- Excellent stakeholder management, communication, and analytical skills.
Preferred Qualifications
- Bachelor’s or Master’s degree in Finance, Computer Science, or a related field.
- Experience in banking or financial services domain, especially in Treasury or Liquidity Risk Management.
- Exposure to regulatory liquidity reporting and intraday liquidity monitoring frameworks (e.g., Basel III).
Benefits
- Be part of a high-impact digital transformation project in the liquidity management domain.
- Work with cutting-edge banking systems and cross-functional global teams.
- Opportunity to influence strategic liquidity optimization decisions and shape next-generation payment systems.
Top Skills
What We Do
Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena. We are a boutique next-generation Technology Company with strong business-interests in Liquidity risk, Market Risk, Credit Risk and Regulatory Compliance.
Unison provides technology consulting and services to implement Risk Management and Risk Analytics System for Financial Institutions. Our services suite comprises of Techno-Functional consulting, systems integration, Business Intelligence, information management, and custom development of IT solutions, plus project management expertise for financial institutions.
We have expertise in latest cutting edge technology to achieve better total cost of ownership. Through our qualified professionals, we assist you drive your unique risk management strategies, whether that means efficient monitoring, improving risk appetite of the financial institutions, complying with regulations, or capturing growth opportunities through innovation, this is what maximizes your decision taking potential. At Unison Consulting, we view clients as partners, and our success is only measured by the success of our partners. So we put it all on the table in order to exceed expectations.
Our staff consists of young, energetic and innovative consultants who are never afraid to challenge the conventions and push the boundaries in an effort to help our clients. For every project, no matter how large or how small, we strive to not only meet your needs, but deliver a showcase in your field
