At Maine State Credit Union, we're more than a financial institution. We're a trusted community partner dedicated to helping our members achieve financial success while keeping their assets secure. We're seeking an experienced and strategic BSA Officer to lead our Bank Secrecy Act, Anti-Money Laundering, and Fraud Prevention programs and play a key role in protecting our organization from financial crime.
If you're a compliance professional who thrives on solving complex challenges, leading talented teams, and staying ahead of emerging risks, we'd love to connect with you.
Key Responsibilities
- Serve as the Credit Union's designated BSA Officer, leading and administering the BSA/AML, CFT, and OFAC compliance programs.
- Oversee the Credit Union's fraud prevention and detection program, including payment fraud, account takeover, ACH, wire, check, debit card, and digital payment fraud risks.
- Ensure timely and accurate regulatory reporting, including SARs, CTRs, OFAC reporting, and other required BSA filings, while maintaining effective internal controls and risk assessments.
- Provide leadership, coaching, and oversight of BSA and Fraud staff while fostering a strong culture of compliance and operational excellence.
- Partner with senior leadership, auditors, examiners, and law enforcement agencies to identify risks, investigate suspicious activity, and protect the Credit Union and its members from financial crime.
What We're Looking For
Required Qualifications
- 3 to 5 years of related BSA/AML, compliance, fraud, risk management, or financial institution experience.
- Associate degree, specialized certification, licensing, or equivalent combination of education and experience.
- Strong knowledge of:
- Bank Secrecy Act (BSA)
- Anti-Money Laundering (AML)
- USA PATRIOT Act
- OFAC requirements
- NCUA regulations
- Consumer protection regulations
- Regulation E (Electronic Funds Transfer Act)
- Exceptional analytical, investigative, and problem-solving skills.
- Ability to manage confidential information with professionalism and discretion.
- Strong leadership, communication, and relationship-building abilities.
Compensation = 70K-80K depending on experience
Benefits of Employment with Maine State Credit Union:
In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.
We are also proud of the benefits we offer:
- Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
- HSA – generous employer contribution
- Employer funded HRA
- Employer-subsidized Dental and Vision Insurance
- 100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance
- Accident Insurance
- Competitive wages, and annual evaluations with compensation adjustments
- Generous 401(k) employer match, plus annual discretionary contribution
- Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holiday
- Education reimbursement - up to $5,000 annually for undergraduate
- Opportunities to volunteer in our local communities
- 100% Employer Paid EAP which includes 6 free mental health sessions
- Wellness Reimbursement of up to $150
Skills Required
- 3 to 5 years of related BSA/AML, compliance, fraud, risk management, or financial institution experience
- Associate degree, specialized certification, licensing, or equivalent combination of education and experience
- Knowledge of the Bank Secrecy Act
- Knowledge of Anti-Money Laundering requirements
- Knowledge of the USA PATRIOT Act
- Knowledge of OFAC requirements
- Knowledge of NCUA regulations
- Knowledge of consumer protection regulations
- Knowledge of Regulation E and the Electronic Funds Transfer Act
- Exceptional analytical, investigative, and problem-solving skills
- Ability to manage confidential information professionally and discreetly
- Strong leadership, communication, and relationship-building abilities
What We Do
Maine State Credit Union is a community-focused financial institution founded in 1935. Serving over 36,000 members across Maine, it provides a wide range of trusted financial products and services, including personal and business banking, mortgages, and commercial loans. With a mission to put people before profits, the credit union is dedicated to fostering financial well-being and supporting the local communities it serves.
