What You'll Do
Build and ship backend services: Design, develop, test, and maintain Java-based microservices that run our payment platform. Contribute to features across the payment lifecycle, including acquiring, clearing, settlement, and ledger accounting.
Protect user funds: Help build and improve reconciliation jobs, exception-handling flows, and monitoring that keep every transaction accurate and every peso accounted for.
Integrate with partners: Work on integrations with banks, local payment methods, card networks, and international payment partners. Along the way you'll learn how multi-currency and FX flows work.
Use AI in your daily work: Use AI-assisted development tools (e.g., code assistants, AI-driven testing, and debugging) to work more productively. Help explore and prototype AI-powered features and internal tools.
Improve reliability and performance: Troubleshoot production issues, write clean and well-tested code, and help make our systems more available, scalable, and efficient.
Collaborate across teams and regions: Work closely with product, risk, finance, and compliance, as well as Mandarin-speaking engineering and business teams, to deliver secure and compliant solutions.
What We're Looking For
1–5 years of professional backend development experience. Strong fresh graduates with solid internship or project experience are welcome to apply.
Hands-on experience with Java (Spring Boot preferred). Experience in other backend languages is a plus if you're willing to work mainly in Java.
Familiarity with microservices architecture, RESTful APIs, and relational databases (e.g., MySQL, PostgreSQL).
A strong interest in AI, such as regularly using AI coding tools, experimenting with LLMs or AI APIs, or building AI-powered side projects.
Proficiency in Mandarin Chinese (spoken and written) is required. You'll work regularly with Mandarin-speaking teams and stakeholders. Business-level English is also required.
A good grasp of computer science fundamentals: data structures, algorithms, and basic distributed systems concepts.
Strong problem-solving skills, ownership, and eagerness to learn.
Nice To Have
Exposure to fintech, payments, banking, e-wallets, or crypto.
Experience with message queues (e.g., Kafka, RabbitMQ), caching (e.g., Redis), or containerization (Docker, Kubernetes).
Understanding of transaction consistency, idempotency, or reconciliation concepts.
Experience with cloud platforms (AWS, GCP, or Alibaba Cloud).
Skills Required
- 1–5 years of professional backend development experience; strong fresh graduates with substantial internship or project experience may apply
- Hands-on experience with Java
- Spring Boot experience
- Familiarity with microservices architecture
- Familiarity with RESTful APIs
- Familiarity with relational databases such as MySQL or PostgreSQL
- Strong interest in AI, including AI coding tools, LLMs, AI APIs, or AI-powered projects
- Proficiency in spoken and written Mandarin Chinese
- Business-level English proficiency
- Knowledge of data structures, algorithms, and basic distributed systems concepts
- Strong problem-solving skills, ownership, and eagerness to learn
- Exposure to fintech, payments, banking, e-wallets, or cryptocurrency
- Experience with Kafka, RabbitMQ, Redis, Docker, or Kubernetes
- Understanding of transaction consistency, idempotency, or reconciliation
- Experience with AWS, GCP, or Alibaba Cloud
What We Do
Coins.ph is on a mission to create an open financial system by providing everyone easy access to Web3 and digital assets. Launched in 2014, Coins.ph is the most established crypto brand in the Philippines and has gained the trust of more than 16 million users. Through the easy-to-use mobile app, users can buy and sell a variety of cryptocurrencies and access a wide range of financial services. We're a fast-growing startup looking for passionate, motivated, and exceptional people to join us in doing work that matters. Visit http://coins.ph/careers to learn more








