Business Function
Risk Management Group (RMG) works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.
The Platform and Data Team of the Credit COO Office under RMG works to strengthen risk management through digitisation for effective policy implementation, proactive portfolio management, internal and regulatory reporting and reducing employee toil.
You will work closely with cross-functional teams including Business (Corporate and Retail), Technology, Design, Compliance and Operations to deliver improved risk management, drive business growth and exceptional user experiences.
Responsibilities
- Understand business processes, policies, data and platforms in RMG Credit
- Apply our 4D (Discover, Define, Design, Deliver) approach to identify and define product opportunities and implement them using Agile methodology
- Work with cross-functional stakeholders, challenge status quo and break barriers
- Develop user stories, acceptance criteria and prioritize features based on business value and user impact
- Manage the entire product lifecycle from ideation through design, development, launch and user support
- Establish a constructive feedback loop to continuously optimise and improve the product
- Define and track KPIs to ensure business benefits are achieved
- Empathise with our staff, evaluate change impact, resistance and risks; thereafter implementing suitable change management strategies to address them
- Develop and maintain detailed project plans, track progress against milestones and proactively identify and mitigate risks to ensure timely delivery
Requirements
- Purpose driven with strong passion to deliver tangible outcomes and impact
- Desire to improve and transform the way we work
- Ability to think strategically and handle end-to-end execution
- Ability to think out-of-box, challenge status quo and problem-solve
- Ability to gather, organize and analyse information with attention to detail
- Strong verbal and written communication skills
- Self-driven, team player, ability to multi-task and work in time-critical environment
- University graduate or equivalent
- > 3 years of experience in business transformation or “change the organisation” role(s)
- Experience in finance and/or digital innovation projects is preferred
- Knowledge of credit products, lending processes and regulatory requirements is a plus
Location:
DBS Asia CentralJob:
DigitalSchedule:
RegularEmployee Status:
Full timeSkills Required
- University degree or equivalent
- More than 3 years of experience in business transformation or organizational change roles
- Strong strategic thinking and end-to-end execution skills
- Ability to challenge the status quo and solve problems creatively
- Ability to gather, organize, and analyze information with attention to detail
- Strong verbal and written communication skills
- Ability to work independently, collaborate in teams, multitask, and operate in time-critical environments
- Experience in finance and/or digital innovation projects
- Knowledge of credit products, lending processes, and regulatory requirements
What We Do
DBS Bank is a leading financial services group in Asia, headquartered in Singapore. It provides a full range of consumer, SME, and corporate banking services. The bank is recognized for its digital innovation, having been named 'World's Best Digital Bank' and 'World's Best Bank' by various publications. It also operates the DBS Foundation, which supports social enterprises and community initiatives, reflecting its commitment to creating impact beyond traditional banking.
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