AVP & Lead- Credit Management (Emiratised Role)

Reposted 21 Days Ago
Be an Early Applicant
Abu Dhabi
In-Office
Senior level
Financial Services
The Role
Prepare and approve credit facility applications, manage credit accounts and conduct analysis to ensure compliance and quality assets for Commercial Banking Customers.
Summary Generated by Built In
Company Description

Join the UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting and dynamic industry.

Job Description

JOB PURPOSE:

Prepare, recommend, gain approval for and advise outcome of the approving authority’s decision to units submitting credit facility applications and other transaction or one-off requests pertaining to Commercial  Banking Customers.

KEY ACCOUNTABILITIES:

  • Responsible for preparing /processing all credit related issues / requests originating from business units and conducting comprehensive analysis & assessment of such requests, based on which recommendations to be made for approval / rejection by appropriate approving authority or as applicable decisions to be provided based on delegation matrix; with the objective of ensuring that only high-quality assets are booked.
  • Manage a portfolio of accounts and undertake regular follow-up with Business units on normal credit facility accounts where follow-up is required according to the terms of credit approval to ensure compliance. Also undertake monitoring on early warning cases and take updates from Business units to safeguard the interest of the bank and have follow-up on client commitments.  
  • Undertake additional projects to support the Credit Team activities.
  • Undertake additional responsibilities, including system checks, MIS reports etc as directed by Credit Head.

Qualifications

Minimum education required:

  • Bachelor’s degree level in accountancy / commerce / economics / finance with Master’s degree being an added benefit.

Experience:

  • About 5-8 years banking experience of which at least 5 years in Credit

Top Skills

Credit Management
Financial Analysis
Mis Reporting
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The Company
Abu Dhabi
15,631 Employees

What We Do

FAB, the UAE’s largest bank and one of the world’s largest financial institutions offers a an extensive range of tailor-made solutions, and products and services, to provide a customised banking experience. Through its strategic offerings, it looks to meet the banking needs of customers across the world via its market-leading Corporate and Investment Banking and Personal Banking franchises.

Headquartered in Abu Dhabi, in Khalifa Business Park, the bank’s international network spans over 19 countries, across the world, providing the global relationships, expertise and financial strength to support local, regional and international businesses seeking to do business at home and abroad. In line with its commitment to put customers first, to Grow Stronger, FAB will continually invest in people and technology to create the most customer-friendly banking experience and will support the growth ambitions of its stakeholders across the global network in which the bank operates.

To empower its customers and clients to Grow Stronger, FAB is initiating a powerful movement, which goes beyond banking. The Grow Stronger movement represents the bank’s promise to support its stakeholders’ goals and growth ambitions, providing ideas, tools and expertise to help them become stronger, today and in the future. Through a strong, diversified balance sheet, leading efficiency and a solid corporate governance structure in place, FAB is set to drive growth forward.

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