Shape the Future of Finance
Pagaya is building a leading artificial intelligence network to help our partners grow their businesses and better serve their customers.
Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit pagaya.com.
Let's create better outcomes together!
We are seeking a strategic, data-driven, and highly collaborative Auto Lending Strategy & Operations Lead. In this high-impact role, you will work closely with the General Manager and cross-functional leaders to shape the future of our auto lending network. You will be instrumental in driving operational excellence, empowering our lending partners, and building inclusive, scalable processes in a fast-paced fintech environment.
Responsibilities- Actively engage with the GM and internal stakeholders to formulate and execute on the key strategic priorities.
- Build and update specific auto business dashboards to track progress against KPIs and action items.
- Own the content creation and business analysis required for key C-Suite reviews.
- Represent the GM in internal meetings, if required, ensuring clear communication, alignment, and an inclusive team culture.
- Provide insights and analysis for partnership, product, and risk teams with the goal of getting our lending partners to improve operating performance in originations and servicing.
- Research and recommend market and competitive data sources for improving Auto Lending modeling and decisioning.
- 3+ years of experience in consumer lending or consulting in FP&A / business strategy roles where the focus was working with lending operating units.
- Preference for someone with experience in early-stage / small fintech, midsized fintech, or tier 2 or 3 consulting firms. We welcome candidates from diverse professional backgrounds who can bring a fresh perspective to the team.
- High proficiency with major AI tools to drive efficiencies and analytical rigor.
- A proactive problem-solver who thrives in a collaborative environment and leads with a strong ownership mentality.
- NYC-area based - must commit to being in office 4 days a week (Monday-Thursday).
The pay ranges for New York-based hires are commensurate with candidate experience.
Pay ranges for candidates working in locations other than New York may differ based on the cost of labor in that location.
Our Team
Pagaya was founded in 2016 by seasoned research, finance, and technology entrepreneurs with our head quarters located in NYC and Tel Aviv.
We move fast and smart, identifying new opportunities and building end-to-end solutions from AI models and unique data sources. Every Pagaya team member is solving new and exciting challenges every day in a culture based on partnership, collaboration, and community.
Join a team of builders who are working every day to enable better outcomes for our partners and their customers.
Our Values
- Continuously Learn- We challenge ourselves for the sake of getting better as individuals, as teams, and as an organization to deliver for our partners.
- Debate and Commit- We respectfully and openly debate to strengthen our ideas and build shared conviction - once we decide, we go all in, together.
- Dream Big and Act- We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy.
- Advance Inclusion- We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors.
- Be Accountable Together- We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team.
More than just a job
We believe health, happiness, and productivity go hand-in-hand. That's why we're continually looking to enhance the ways we support you with benefits programs and perks that allow every Pagayan to do the best work of their life.
Skills Required
- 3+ years of experience in consumer lending or consulting in FP&A or business strategy roles focused on lending operating units
- Experience in an early-stage, small, midsized, or tier 2 or 3 fintech or consulting firm
- High proficiency with major AI tools
- Proactive problem-solving, collaboration, and strong ownership mentality
- Based in the New York City area and able to work in the office four days per week, Monday through Thursday
Pagaya Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Pagaya and has not been reviewed or approved by Pagaya.
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Healthcare Strength — Health coverage includes medical, dental, vision, and life insurance, and is described as strong in multiple places. These fundamentals form a solid core of the overall package.
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Retirement Support — A 401(k)/retirement plan with a company match is provided to support long‑term savings. This adds a clear financial pillar alongside base pay and equity.
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Leave & Time Off Breadth — Paid Time Off, Paid Holidays, and Maternity/Paternity Leave are offered. These policies provide baseline support for time away from work.
Pagaya Insights
What We Do
Pagaya is financial technology company that enables financial institutions to expand access to more customers through its artificial intelligence network
