About RDC.AI
What started in 2016 with five people and two chairs has become a global force transforming how banks lend, grow, and protect their portfolios. RDC.AI helps business and commercial bankers know more, do more, and grow more by turning complex data into actionable intelligence. Our platform uniquely combines predictive and agentic AI to deliver transparent, explainable insights across the entire lending lifecycle - from origination to monitoring. With built-in AI assistants and clear rationales for every recommendation, we empower banks across the globe to make confident decisions faster, launch innovative products, and generate tens of millions of dollars in measurable value. We're not just building AI - we're pioneering the future of intelligent banking, where every decision is explainable, every insight is actionable, and every outcome drives real impact.
Join the AI Revolution Award-Winning Innovation
- Winner: The Digital Banker's 2025 Global AI Innovation Awards (Best AI-Powered Platform)
- Two-time finalist: American Chamber of Commerce Alliance Awards (Advanced Capabilities category)
Cutting-Edge Technology
- Building agentic AI solutions that solve real world banking problems
- We are live in major banks, making millions of decisions, generating tens of millions in value
- Highest security accreditations: SOC2 Type 2 and ISO 27001 certified
5-Star Employer Experience
- Named "Best Companies to Work For" by HRD Australia (2023)
- High-performance teams working alongside industry-leading data scientists and credit experts
- Vibrant, innovative culture that celebrates wins and solves complex problems together
Global Impact & Growth
- Fast-expanding presence across Australia, New Zealand, and North America
- Helping drive financial inclusion through fair, accessible, sustainable credit
- Opportunity to gain AI expertise and international experience in a rapidly growing market
Work-Life Excellence
- Highly flexible working arrangements - work how's right for you
- Collaborative, agile environment where your contributions matter
- Be part of a mission that's transforming financial services globally
Ready to shape the future of intelligent banking? Join us.
Purpose of Role
We are looking for a passionate and resilient individual to join our engineering team. This is an exciting opportunity for a final-year university student or recent graduate seeking to establish a solid foundation in product engineering and work across multiple technology domains.
In this role, you will gain hands-on experience across:
- Architecture and design
- Software development and testing
- Cloud engineering
- Product support
- Data science
You'll work alongside experienced engineers in cross-functional teams on a range of initiatives and solutions, helping us revolutionise the lending landscape.
Accountability & Outcomes
- Work across multiple areas across the software development life cycle.
- Participate and lead design sessions, code reviews, and agile ceremonies.
- Contribute to real-world solutions under the guidance of the team, applying engineering and security best practices.
- Gain exposure to cloud platforms, infrastructure-as-code, scripting and automation.
- Provide hands-on product support and learn about operational excellence.
- Support project implementation and delivery initiatives.
Capabilities
Experience– Essential
We're not expecting mastery—but we are looking for attitude, aptitude, and ambition.
You might be a fit if you:
- Are completing (or have recently completed) a degree in Computer Science, Software Engineering, Computer Engineering, or a related field.
- Have a firm grasp of computer science fundamentals (e.g., data structures, algorithms, systems thinking).
- Are curious and always eager to explore new technologies and ideas.
- Demonstrate resilience and a willingness to learn in the face of challenges and ambiguity.
- Have a product mindset - you care about the user experience and business impact and want to build things that last.
Knowledge and Skills– Essential
What you should bring
- A solid understanding of core computer science concepts such as data structures, algorithms, and systems thinking.
- Exposure to at least one modern programming language (e.g., Java, Python, TypeScript).
- Familiarity with version control systems (e.g., Git).
- Basics of software testing.
- An understanding of how the web works – APIs, HTTP, client-server interactions.
- Awareness of cloud platforms and infrastructure concepts.
- Curiosity around emerging technologies, particularly AI, and an interest in how they're changing software engineering.
- Strong problem-solving and communication skills.
- A collaborative mindset and a desire to contribute to a team that values experimentation, feedback, and continuous improvement.
- Exposure to statistics and machine learning.
Top Skills
What We Do
RDC.AI (previously Rich Data Co) helps banks unlock deeper customer insight, improve credit performance, and build stronger portfolios. By turning complex data into actionable intelligence, we empower lenders to operate with clarity, make confident decisions, and deliver results—efficiently and at scale.
Our single-platform solution is built on explainable AI, enabling banks to move beyond legacy systems and into a new era of speed, transparency, and innovation.
From origination to monitoring, RDC.AI brings consistency, intelligence, and trust to every part of the lending lifecycle.
Because when you know more, you can do more—and grow more.
