Associate Director - Legal

Posted One Month Ago
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2 Locations
In-Office
Expert/Leader
Cloud • Fintech • Financial Services
The Role
Serves as a strategic legal advisor for banking, payments, and fintech products across global markets. Provides product and regulatory counsel, drafts and negotiates financial-services, technology, SaaS, licensing, lending, card, and partnership agreements, and advises on RBI, NPCI, PPI, privacy, cybersecurity, and data-localization requirements. Supports regulatory filings, inspections, risk assessments, and legal playbooks while leading a legal team and partnering with Product, Compliance, Risk, banks, and technology providers.
Summary Generated by Built In
About UsBuild the future of banking.Zeta is a next-generation banking technology company providing cloud-native, fully stackable processing and core banking platforms for issuers. With a focus on scalability, compliance, and innovation, Zeta empowers financial institutions to modernize their technology infrastructure and deliver secure, seamless digital banking experiences.  Our Impact and GrowthOur impact runs at real-world scale. Today, over 25 million cards are live on Zeta-powered platforms across 7 countries, supported by a passionate team of 1,700+ Zetanauts across India, the US, EMEA, and Asia. Backed by SoftBank Vision Fund, Mastercard, and other reputed strategic investors, we reached a valuation of $2 billion in Jan 1, 2025.  Our Product LinesOur focus is on establishing product lines that focus on key outcomes by addressing real customer pain points, modernizing legacy systems, and strengthening core fundamentals. As a result, our systems and platforms support a wide range of banking and payments capabilities, including:
 
1. Tachyon, our cloud-native banking stack built for population-scale systems
2. Cipher, our unified authentication platform for secure, high-volume banking environments
3. Digital Credit as a Service, enabling banks to launch credit lines on UPI
4. Elena, our intelligent and conversational AI platform for banking
5. Pixel, India’s first digital-native credit card, launched in partnership with HDFC Bank, for whom we also revamped their PayZapp mobile app: Winner of the Celent Model Bank Award for Payments Innovation 2024
6. Sparrow, the leading card experience for non-prime cardholders in the US
…and more across cards, payments, lending, and core banking.

 Our Culture and Values

We are an engineering-first organization that values ownership, bias for action, and long-term thinking. Together, we solve some of the hardest problems in banking tech. Our culture is built around trust, collaboration, and creating the conditions for you to drive impact proportionate to your potential. Reinforcing our commitment to creating an inclusive and supportive workplace, we have been consistently recognized as a Great Place to Work.

If you want to build cutting-edge banking tech that enables banks to serve millions reliably, securely, and at a population scale, Zeta is your playground.

Learn More About Zeta

If you would like to learn more about how we have grown and evolved over the years, watch our journey here. You can also explore our website and follow us on LinkedIn, Instagram,YouTube, and X.

About the Role

Zeta is seeking an Associate Director – Legal to serve as a strategic advisor within its legal team. The role supports the company's technology business, including its SaaS platforms for banks and financial institutions, as it scales across India, the US, the UK, and other global markets.This is a high-impact, product-facing role for a seasoned lawyer with deep expertise in technology contracts and a strong understanding of the banking and financial services sector that Zeta's platforms serve.
 
The role involves making sure Zeta's products, partnerships, and client engagements are structured and delivered in a legally sound way. Reporting to Zeta's India legal leadership, the Associate Director will work closely with the Product, Sales, Engineering, Compliance, and Information Security teams, with significant autonomy and visibility. The ideal candidate will own matters end to end, negotiate directly with clients, financial institutions, and technology partners, and lead a team of capable lawyers. They will also help shape the legal function of a fast-growing global technology company.

Responsibilities

  • Draft, review, and negotiate B2B SaaS contracts, outsourcing contracts, software development agreements, license agreements, and managed-services, partnership, and third-party vendor agreements with clients, financial institutions, and technology partners, making sure they align with legal and business requirements.

  • Serve as the subject matter expert on all aspects of technology contracts.

  • While anchored in technology law, provide practical legal advice across all matters that affect the business, including corporate, commercial, employment, and intellectual property issues, and offer innovative solutions to minimize and manage legal risks across jurisdictions.

  • Manage the input from internal stakeholders that is needed to draft and review critical agreements.

  • Lead and mentor a team of lawyers, overseeing the quality and turnaround of contract reviews and negotiations.

  • Constantly improve the legal team's templates and playbooks, drawing on learnings from each client engagement.

  • Act as a business enabler, keeping the legal team aligned with Zeta's speed of delivery and culture of teamwork.

Skills

  • Regulatory and commercial acumen: Commercially minded, pragmatic; translates complex legal and regulatory issues into clear, actionable guidance for non-legal stakeholders.

  • Stakeholder management and communication: Strong communication and negotiation skills, sound and independent judgment, ability to counsel senior management strategically.

  • Execution and prioritization: Highly organized and detail-oriented; manages multiple matters simultaneously in a fast-paced, high-growth setting; ability to leverage AI for legal work highly preferred.

  • Team leadership and people management: Ability to lead and manage a team effectively.

  • Ownership and adaptability: Proactive self-starter, energized by ambiguity, comfortable in unfamiliar areas of law, takes ownership of outcomes, thrives in a collaborative, product-driven culture.

Experience and Qualification

  • 5-year BA LLB, BBA LLB or equivalent law degree from a recognized institution; qualified to practice law in India. An LLM is a plus but not mandatory

  • 9-12 years of post-qualification experience in the technology law practice of a top-tier law firm and/or as in-house counsel at a B2B SaaS technology company. Law firm experience mandatory.

  • Excellent grasp of the laws and market practices that apply to technology agreements, intellectual property, and data protection.

  • Strong contract drafting, review, and negotiation skills across B2B SaaS, outsourcing contracts, software licensing, software development, IT services, and IP licensing agreements.

  • Understanding of the nuances of technology agreements in the banking and financial services sector, with exposure to cross-border matters.

  • Proven experience leading and managing a team, including handling administrative responsibilities alongside substantive legal work.

Equal Opportunity

Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success

Skills Required

  • LLB or equivalent law degree from a recognized institution
  • Qualified to practice law in India
  • 9-12 years of post-qualification experience as a banking and finance lawyer in a top-tier law firm
  • Hands-on expertise in digital lending, credit and debit cards, prepaid and co-branded card programs, payments, and fintech regulation
  • Strong contract drafting, review, and negotiation skills across commercial, technology, and financial-services agreements
  • Working command of RBI, NPCI, and PPI frameworks
  • Experience advising on software licensing, SaaS, IT services, and intellectual property licensing matters
  • Familiarity with Banking-as-a-Service
  • Cross-border regulatory exposure
  • Proven experience leading and managing a team, including administrative responsibilities
  • LLM degree

Zeta Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Zeta and has not been reviewed or approved by Zeta.

  • Fair & Transparent Compensation — Pay is considered competitive for some roles and markets, with market-aligned offers in certain senior or U.S.-based positions. Overall compensation tends to be seen as fine-to-good rather than top-tier.
  • Parental & Family Support — Parental leave, adoption/fertility support, and childcare coverage are part of the package. These offerings contribute to a well-rounded family support mix even if specifics vary by location.
  • Wellbeing & Lifestyle Benefits — Flexible hours, paid volunteer time, public-transport incentives, concierge services, and workplace perks are highlighted. These lifestyle-oriented perks add breadth beyond core pay and health coverage.

Zeta Insights

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The Company
HQ: Bengaluru
1,834 Employees
Year Founded: 2015

What We Do

Founded in 2015, Zeta is a provider of next-gen credit card processing platform. Zeta’s cloud-native and fully API-enabled stack offers a comprehensive range of capabilities, including processing, issuing, lending, core banking, fraud detection, and loyalty programs. With a strong focus on technology, Zeta has over 1700+ employees and contractors, with more than 70% dedicated to technology roles. Operating across the US, UK, Middle East, and Asia, Zeta has served a global customer base of 35+ clients who have issued over 15 million cards on Zeta's platform to date. Backed by prominent investors such as Softbank Vision Fund 2 and Mastercard, Zeta has raised $280 million, at a valuation of $1.5 billion.

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