Job responsibilities
- Assist with credit analysis and portfolio performance monitoring to help identify risk trends and shifts in key metrics.
- Support the development and maintenance of underwriting guidelines, policy documentation, and risk frameworks in line with business priorities.
- Prepare data-driven reports, presentations, and insights for credit leadership and cross-functional partners.
- Help evaluate credit exposures and recommend risk mitigation actions for standard credit scenarios, following established policies.
- Collaborate with Risk, Underwriting, and Finance teams to help operationalize credit strategy and improve decisioning processes.
- Participate in special projects related to credit strategy, portfolio optimization, and risk governance.
- Engage in ongoing learning and development to build expertise in credit strategy, risk models, and industry best practices.
Required Qualifications, Capabilities and Skills
- Bachelor’s degree in finance, economics, business, data analytics, or a related discipline.
- Minimum 6+ years of relevant experience in consumer credit, credit risk, portfolio analytics, underwriting, or related functions at a financial institution or credit analytics organization.
- Strong analytical skills with the ability to interpret data, identify trends, and support actionable conclusions.
- Basic understanding of consumer credit products, credit risk concepts, and portfolio performance drivers.
- Proficiency in Excel and quantitative tools
- Effective written and verbal communication skills to present findings and recommendations to business partners.
- Team-oriented mindset and ability to work collaboratively in a fast-paced environment
- Curiosity and eagerness to learn about credit strategy, risk models, and industry best practices.
Preferred Qualifications, Capabilities and Skills
- Familiarity with SQL or visualization tools such as Tableau or Power BI
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Skills Required
- Bachelor's degree in finance, economics, business, data analytics, or related discipline
- Minimum 6+ years of relevant experience in consumer credit, credit risk, portfolio analytics, underwriting, or related functions
- Strong analytical skills with ability to interpret data, identify trends, and support actionable conclusions
- Basic understanding of consumer credit products, credit risk concepts, and portfolio performance drivers
- Proficiency in Excel and quantitative tools
- Effective written and verbal communication skills
- Team-oriented mindset and ability to work collaboratively in a fast-paced environment
- Curiosity and eagerness to learn about credit strategy, risk models, and industry best practices
- Familiarity with SQL
- Familiarity with visualization tools such as Tableau or Power BI
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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