Associate, Credit Card Business Strategy, Consumer Lending, Boston, MA

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Associate, Credit Card Business Strategy will play a key role in driving strategic initiatives and delivering innovative credit card and lending solutions. The successful candidate will help lead market analysis and competitive landscape assessment, identify areas of opportunity, and assist in development of strategies that align with growth and profitability goals.

• Support the development of short- and long-term strategies for the US credit card business in alignment with corporate objectives.
• Assist in building and updating strategic roadmaps, business plans, and go-to-market frameworks for new and existing credit card and loan products
• Develop comprehensive business cases for new customer value propositions  
• Conduct market research and competitive landscape analysis to identify trends, shifts in consumer behavior, and inform future product development strategies.
• Manage daily engagement with internal and external partners for key initiatives.
• Coordinate across internal teams to align timelines with go-to-market strategies.
• Drive collaboration and cross-functional execution of project milestones.
• Create and tailor presentation content for local and global forums where strategic initiative updates will be shared and discussed.

  
What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Familiarity with credit cards and lending products, digital finance platforms, and innovation trends in the consumer lending space.
• Proficiency in synthesizing data to tell easy to understand stories 
• Experience developing business cases and building presentations to convey your ideas and proposed recommendations 
• Customer centric thinker that always keeps customer needs and value delivery in mind
• Self-starter: forward thinking, with a positive/can-do attitude.
• Strong background in banking products and services
• Strong communication skills, both verbal and written.

• 5+ Years Related work experience. - Required.
• Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required.
• Master's Degree Business, Finance or equivalent field. - Preferred.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.