Application Engineering Technical Lead, Debit Card

Posted 11 Hours Ago
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Malvern, PA, USA
In-Office
Senior level
Fintech
The Role
Provides expert technical leadership for debit card and digital wallet platforms. Leads frontend and backend architecture, development, integrations, technical reviews, performance, resiliency, observability, security, CI/CD, and operational excellence. Partners with product and architecture stakeholders on roadmaps and technical decisions, resolves complex production issues, ensures regulatory compliance, and mentors engineers and technical leads. The role requires extensive architecture experience and expertise in modern web, cloud-native, payments, and enterprise engineering technologies.
Summary Generated by Built In

Responsibilities

  • Provide expert-level technical leadership and direction for critical digital products and platforms supporting Cash Plus Debit Card and Digital Wallet integration capabilities.
  • Lead the design, development, implementation, and maintenance of scalable frontend and backend solutions leveraging modern architecture patterns and enterprise engineering standards.
  • Partner with Product Managers, Product Architects, and Domain Architects to translate business requirements into technical solutions, delivery roadmaps, and architecture designs.
  • Evaluate, recommend, and integrate third-party products, SDKs, APIs, and vendor services while ensuring scalability, maintainability, and long-term platform health.
  • Review and approve technical designs, code, testing strategies, architecture specifications, documentation, and team deliverables to ensure quality, security, and reliability.
  • Lead solution reviews, architecture discussions, design sessions, code reviews, and technical decision-making across multiple teams.
  • Drive performance optimization, resiliency, observability, accessibility compliance, and operational excellence across client-facing digital experiences.
  • Identify technical risks and complex production issues, perform root cause analysis, and lead timely resolution while proactively preventing future issues.
  • Establish and promote engineering standards, secure coding practices, testing methodologies, CI/CD automation, and DevOps best practices across the organization.
  • Communicate technical strategy, project impacts, and solution recommendations to key stakeholders while influencing technology investment decisions and engineering roadmaps.
  • Mentor engineers and technical leads, fostering continuous learning, technical excellence, and adoption of emerging technologies and development standards.
  • Ensure all solutions comply with enterprise technology, information security, and regulatory requirements while continuously identifying opportunities for process and quality improvement.
  • Participate in special projects and perform other duties as assigned.

Qualifications:

  • Minimum of eight years related work experience, with at least three years of technology architect experience.
  • Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred.

Preferred Qualifications:

  • Expert knowledge of frontend application architecture and enterprise web application development.
  • Strong expertise in Angular, React, TypeScript, JavaScript, and modern frontend design patterns.
  • Deep understanding of component-based architectures, state management, API integration, responsive design, and accessibility standards.
  • Experience designing and delivering digital payments and debit card solutions.
  • Experience integrating payment processors, card platforms, digital wallets, or vendor SDKs.
  • Strong expertise with:
    • React
    • Angular
    • TypeScript
    • Node.js
    • NestJS
    • GraphQL
  • Experience building cloud-native applications using AWS services such as ECS, EKS, Lambda, and Fargate.
  • Experience implementing CI/CD pipelines using GitHub Actions and modern DevOps tooling.
  • Working knowledge of observability and monitoring platforms such as AppDynamics, Open Telemetry, Splunk, and Adobe Analytics.
  • Experience developing highly available and resilient applications in enterprise environments.
  • Experience working in financial services, fintech, banking, or highly regulated industries.
  • Familiarity with mobile application architectures and mobile-web integration patterns.
  • Experience presenting technical strategies, architecture decisions, and engineering roadmaps to senior architects and leadership.

Special Factors

Sponsorship

Vanguard is not offering visa sponsorship for this position.

About Vanguard

At Vanguard, we don't just have a mission—we're on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.

How We Work

Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.

Skills Required

  • Minimum eight years of related work experience
  • At least three years of technology architect experience
  • Undergraduate degree or equivalent combination of training and experience
  • Graduate degree
  • Expert knowledge of frontend application architecture and enterprise web application development
  • Expertise in Angular, React, TypeScript, JavaScript, and modern frontend design patterns
  • Understanding of component-based architectures, state management, API integration, responsive design, and accessibility standards
  • Experience designing and delivering digital payments and debit card solutions
  • Experience integrating payment processors, card platforms, digital wallets, or vendor SDKs
  • Expertise with Node.js, NestJS, and GraphQL
  • Experience building cloud-native applications using AWS ECS, EKS, Lambda, and Fargate
  • Experience implementing CI/CD pipelines using GitHub Actions and modern DevOps tooling
  • Working knowledge of AppDynamics, OpenTelemetry, Splunk, and Adobe Analytics
  • Experience developing highly available and resilient enterprise applications
  • Experience in financial services, fintech, banking, or highly regulated industries
  • Familiarity with mobile application architectures and mobile-web integration patterns
  • Experience presenting technical strategies, architecture decisions, and engineering roadmaps to senior architects and leadership

Vanguard Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Vanguard and has not been reviewed or approved by Vanguard.

  • Retirement Support Retirement support appears unusually strong through a 401(k) design that includes a match plus an additional employer contribution, which can materially lift long-term total rewards. HSA seeding and an enhanced employer match further strengthen the savings-and-benefits value of the package.
  • Wellbeing & Lifestyle Benefits Wellbeing and lifestyle support is reinforced by a sizable annual FlexFund stipend that can be applied across many day-to-day categories such as fitness, childcare, and other personal expenses. On-site or virtual clinics and fitness options add practical health and wellness convenience.
  • Affordable Benefits Healthcare and related benefits are positioned as comparatively affordable via heavily subsidized medical plans and broad coverage options. This affordability can offset moderate base pay for employees who place higher value on out-of-pocket cost reductions.

Vanguard Insights

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The Company
HQ: Malvern, PA
20,252 Employees
Year Founded: 1975

What We Do

We are a community of 30 million who think – and feel – differently about investing. Together, we’re changing the way the world invests. Since our founding in 1975, helping our investors achieve their goals is our sole reason for existence. With no other parties to answer to and therefore no conflicting loyalties, we make every decision—like keeping investing costs as low as possible—with only your needs in mind. Vanguard is one of the world's largest investment companies, offering a large selection of high-quality low-cost mutual funds, ETFs, advice, and related services. Individual and institutional investors, financial professionals, and plan sponsors can benefit from the size, stability, and experience Vanguard offers. As of April 30, 2019, we managed more than $5.6 trillion in global assets. In addition, we have 189 funds in the United States and 225 funds in global markets. For Commenting Guidelines & Important information, visit here: http://vanguard.com/linkedin Vanguard Marketing Corporation, Distributor.

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