Analyst – Securitization Private Origination, Specialty Finance

Work Location:

Hours:

Line of Business:

Pay Detail:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The Associate - Securitization Private Origination, Specialty Finance is responsible for serving as support for the Asset Securitization Group of TD Securities (USA) LLC. This position will support the Specialty Finance division in New York by supporting the structuring, underwriting, and execution of specialty finance securitizations and secured lending facilities.

Key Responsibilities:

• Support the structuring, underwriting, and execution of specialty finance securitizations and secured lending facilities.

• Analyze collateral performance, credit quality, concentration risks, and historical loss trends to assess transaction risk and sizing.

• Build and maintain cash flow, borrowing base, and stress-testing models used for underwriting, credit approvals, and investor discussions.

• Review transaction documents and summarize key structural features, covenants, triggers, and risk mitigants.

• Prepare credit memoranda, transaction summaries, and internal approval materials.

• Coordinate with clients, legal counsel, rating agencies, investors, and internal teams throughout transaction execution and closing.

• Assist with due diligence, including collateral data analysis, portfolio reviews, and reconciliation of reporting packages.

• Monitor existing transactions, including collateral performance, covenant compliance, trigger testing, and portfolio trends.

• Support annual reviews, amendments, renewals, and new issuance opportunities across the portfolio.

• Develop client presentations, market updates, and specialty finance sector analysis to support origination efforts.

• Drive process improvements, reporting enhancements, and modeling automation initiatives

• You are required to demonstrate governance, control and risk management behaviors in alignment with TD policies and practices

Depth & Scope:

• Provides enhanced and detailed analytical support to the Debt Capital Markets Originations New York partners in developing the banks Debt Capital Markets Origination clients in the U.S.A., ensuring underwriting positions and swap exposures are within approved limits, while maintaining and enhancing the Banks profile and market share

• Contributes to the strategic objectives of Debt Capital Markets and recommends new opportunities for client development

• Your position consults with the banks other operations in Canada, Europe, Asia Pacific and the U.S. to assist in meeting the firms objectives

• You will observe strict adherence personally and at a desk level to the firm's procedures

• You will understand and comply with TD Securities (USA) Policies, regulatory and compliance requirements, ensuring that transactions are fully documented and processed accurately and in a timely manner

• Your position possesses specialized and expert knowledge of market data, economic information and key industry developments as well as regulatory standards at all times to assist in maximizing profitability through sound business decisions

• Position develops and maintains contacts with market participants and supports syndicate operating in supplying market information to partners within the TD global DCM group

• You will be responsible for practicing and communicating bank policy information and strategy between your product head and relevant DCM personnel

• You are required to demonstrate governance, control and risk management behaviors in alignment with TD policies and practices

Education & Experience:

• Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics

• Series 7 and 63

• 0-3 years of related experience

• Proficient in interpersonal communication (both oral and written), and have the ability to communicate effectively with all levels of staff and management

Preferred Qualifications:

• Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics

• 1-2 years of related experience

• Proficient in interpersonal communication (both oral and written), and have the ability to communicate effectively with all levels of staff and management

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional

• International Travel – Never

• Performing sedentary work – Continuous

• Performing multiple tasks – Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds – Occasional

• Sitting – Continuous

• Standing – Occasional

• Walking – Occasional

• Moving safely in confined spaces – Occasional

• Lifting/Carrying (under 25 lbs.) – Occasional

• Lifting/Carrying (over 25 lbs.) – Never

• Squatting – Occasional

• Bending – Occasional

• Kneeling – Never

• Crawling – Never

• Climbing – Never

• Reaching overhead – Never

• Reaching forward – Occasional

• Pushing – Never

• Pulling – Never

• Twisting – Never

• Concentrating for long periods of time – Continuous

• Applying common sense to deal with problems involving standardized situations – Continuous

• Reading, writing and comprehending instructions – Continuous

• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple.  Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. 

Together, we are reimagining what banking can be for our clients, colleagues and communities. 

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [email protected].  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.