What You'll Be Doing:
- Develop and maintain AML frameworks: Continuously improve internal AML/CTF policies aligned with U.S. (BSA, USA PATRIOT Act, OFAC, FinCEN) and international standards.
- Lead KYC/KYB/CDD processes: Standardize and optimize data collection and monitoring, ensuring quality and compliance.
- Monitor and investigate transactions: Use advanced data tools (SQL, Python, ML-based detection) to detect anomalies and file SARs as required.
- Assess and mitigate risk: Evaluate compliance risks in new products and services, ensuring alignment with U.S. and global regulations.
- Engage with regulators: Manage reports, audits, and communications with regulatory authorities.
- Educate and empower teams: Deliver training on AML/CTF awareness, new regulations, and best practices.
- Collaborate across teams: Partner with Legal, Product, Tech, and Operations to embed compliance into every process.
- Drive innovation: Experiment with AI and automation to strengthen detection, accuracy, and efficiency.
What You Need To Succeed:
- Proven experience in AML/CTF operations (KYC, CDD, EDD, monitoring) in fintech, payments, or banking.
- Strong data analysis skills (SQL, Python, or similar).
- Excellent problem-solving and analytical mindset, with attention to detail under pressure.
- Familiarity with AI tools and prompt engineering for compliance applications.
- Solid understanding of U.S. regulatory frameworks (BSA, Patriot Act, FinCEN, OFAC).
Top Skills
What We Do
We are democratizing the payments industry in Brazil, by empowering entrepreneurs through technological, inclusive, and life-changing solutions. Based in Brazil, CloudWalk is a high-end global payment network built on modern technology and proprietary blockchain, focused in bringing a revolution to the payment ecosystem for small and medium-sized businesses. As a unicorn, the company has provided its customers with more than R$ 1 billion in savings by charging fair fees on its transactions and is now present in more than 300.000 businesses across 5.000 brazilian cities. With investors such as the Valor Capital Group, HIVE Ventures and Coatue, the company has already raised US$ 365.5 million in investments and R$3.4 billion in FDICs for anticipation of receivables in its network of financial solutions. In 2022, it was the only brazilian fintech to be featured in the "The Retail Tech 100" ranking by CB Insights, on the "Protection Solutions for Payments and Frauds".
